Median Income
$51,167
household / year
Median Home Value
$71,300
owner-occupied
Median Rent
$567
gross / month
Cost of Living
84
national avg = 100

Is Polk, NE a Good Place to Live?

Polk is a small town of 336 in Nebraska, with a median household income of $51,167 and a 2.1% unemployment rate. Its cost of living index is 84 (US average = 100), which is 16% below the national average.

Strengths: Polk stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).

Trade-offs: No major red flags stand out in the available data. Whether Polk is right for you depends on your priorities — the full breakdown is below.

All Polk city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 84.0

Polk's overall cost of living index is 84.0, where 100 represents the US national average. Living in Polk costs roughly 16% less than the average American city.

Metric Polk, NE National Avg
Median Home Value $71,300 $244,900
Median Monthly Rent $567 $1,163
Homeownership Rate 87.5% 65.9%
Median Household Income $51,167 $74,755

Crime & Safety

Crime data for Polk is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Polk is served primarily by HIGH PLAINS COMMUNITY SCHOOLS. The student-to-teacher ratio is 7.9:1 (better than the national average of ~16:1).

Metric Polk, NE National Avg
School District HIGH PLAINS COMMUNITY SCHOOLS —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 7.9:1 16:1
Bachelor's Degree or Higher 13.5% 35.4%
High School Diploma or Higher 95.5% 91.1%

Weather & Climate

Polk sees average highs of 34.8°F in January and 85.5°F in July, with 28.1 inches of annual precipitation and 26.5 inches of snow per year.

MetricPolk, NE
Average High — January34.8°F
Average High — July85.5°F
Annual Precipitation28.1"
Annual Snowfall26.5"

Demographics

MetricPolk, NENational Avg
Population336—
Median Age43.438.9
Unemployment Rate2.1%3.7%
Avg Commute Time27.9 min26 min
White (non-Hispanic)87.8%59.3%
Black or African American0.0%13.6%
Hispanic or Latino11.6%18.9%
Asian0.0%6.3%
Under 1823.8%22.2%
65 and over21.7%16.8%

Nearby Cities

ZIP Codes in Polk

Polk, NE is covered by 1 ZIP code:

Polk vs Other Cities

Frequently Asked Questions

Polk's cost of living index is 84, where 100 is the national average. That makes Polk roughly 16% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $71,300 and median rent is $567/month.
Crime data for Polk is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Polk are operated by HIGH PLAINS COMMUNITY SCHOOLS. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 7.9:1. 13.5% of adults 25+ hold a bachelor's degree or higher.
Polk, NE has a population of 336, a median household income of $51,167, and an unemployment rate of 2.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Polk averages 34.8°F in January and 85.5°F in July. Annual rainfall is 28.1 inches with about 26.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Polk, NE is covered by 1 ZIP code: 68654.
The population of Polk, Nebraska is 336 with a median age of 43.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Polk: cost of living index 84 (100 = US average), median home $71,300, median household income $51,167, schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Polk side by side with your current city to see the trade-offs.