O'Neill is a small town of 3,584 in Nebraska, with a median household income of $63,867
.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
O'Neill stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether O'Neill is right for you depends on your priorities — the full breakdown is below.
All O'Neill city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.5
O'Neill's overall cost of living index is 89.5,
where 100 represents the US national average.
Living in O'Neill costs roughly 10% less than the average American city.
Metric
O'Neill, NE
National Avg
Median Home Value
$140,100
$244,900
Median Monthly Rent
$737
$1,163
Homeownership Rate
63.8%
65.9%
Median Household Income
$63,867
$74,755
Crime & Safety
Very Safe
O'Neill's violent crime rate is 111.9 per 100,000 residents
— 71% lower than the national average of ~380 per 100,000.
Violent Crime
111.9 /100k
Property Crime
139.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
O'Neill is served primarily by O'NEILL PUBLIC SCHOOLS.
The student-to-teacher ratio is 11.2:1
(better than the national average of ~16:1).
Metric
O'Neill, NE
National Avg
School District
O'NEILL PUBLIC SCHOOLS
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
11.2:1
16:1
Bachelor's Degree or Higher
23.4%
35.4%
High School Diploma or Higher
91.5%
91.1%
Weather & Climate
O'Neill sees average highs of 31.9°F in January
and 87.3°F in July,
with 25.9 inches of annual precipitation
and 25.6 inches of snow per year.
O'Neill's cost of living index is 90, where 100 is the national average.
That makes O'Neill roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $140,100 and median rent is $737/month.
O'Neill's violent crime rate is 111.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 139.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in O'Neill are operated by O'NEILL PUBLIC SCHOOLS.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 11.2:1. 23.4% of adults 25+ hold a bachelor's degree or higher.
O'Neill, NE has a population of 3,584, a median household income of $63,867, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
O'Neill averages 31.9°F in January and 87.3°F in July. Annual rainfall is 25.9 inches
with about 25.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
O'Neill, NE is covered by 1 ZIP code: 68763.
The population of O'Neill, Nebraska is 3,584 with a median age of 39.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in O'Neill: cost of living index 90 (100 = US average), median home $140,100, median household income $63,867, crime index 20 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare O'Neill side by side with your current city to see the trade-offs.
