Median Income
$70,202
household / year
Median Home Value
$210,300
owner-occupied
Median Rent
$1,099
gross / month
Cost of Living
92
national avg = 100

Is Omaha, NE a Good Place to Live?

Omaha is a large city of 489,201 in Nebraska, with a median household income of $70,202 and a 4.2% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Omaha stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Omaha is right for you depends on your priorities — the full breakdown is below.

All Omaha city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.5

Omaha's overall cost of living index is 92.5, where 100 represents the US national average. Living in Omaha costs roughly 8% less than the average American city.

Metric Omaha, NE National Avg
Median Home Value $210,300 $244,900
Median Monthly Rent $1,099 $1,163
Homeownership Rate 57.9% 65.9%
Median Household Income $70,202 $74,755

Crime & Safety

Near National Average

Omaha's violent crime rate is 369.0 per 100,000 residents — 3% lower than the national average of ~380 per 100,000.

Violent Crime
369.0 /100k
Property Crime
3161.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Omaha is served primarily by OMAHA PUBLIC SCHOOLS. The student-to-teacher ratio is 16.7:1 (slightly above the national average of ~16:1).

Metric Omaha, NE National Avg
School District OMAHA PUBLIC SCHOOLS
Elementary Schools 66
Middle Schools 15
High Schools 21
Student/Teacher Ratio 16.7:1 16:1
Bachelor's Degree or Higher 39.2% 35.4%
High School Diploma or Higher 90.4% 91.1%

Weather & Climate

Omaha sees average highs of 32.3°F in January and 85.2°F in July, with 33.1 inches of annual precipitation and 27.1 inches of snow per year.

MetricOmaha, NE
Average High — January32.3°F
Average High — July85.2°F
Annual Precipitation33.1"
Annual Snowfall27.1"

Demographics

MetricOmaha, NENational Avg
Population489,201
Median Age35.138.9
Unemployment Rate4.2%3.7%
Avg Commute Time19.3 min26 min
White (non-Hispanic)71.5%59.3%
Black or African American11.9%13.6%
Hispanic or Latino8.0%18.9%
Asian4.1%6.3%
Under 1824.5%22.2%
65 and over13.8%16.8%

Nearby Cities

ZIP Codes in Omaha

Omaha, NE is covered by 31 ZIP codes:

Omaha vs Other Cities

Frequently Asked Questions

Omaha's cost of living index is 92, where 100 is the national average. That makes Omaha roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $210,300 and median rent is $1,099/month.
Omaha's violent crime rate is 369.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3161.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Omaha are operated by OMAHA PUBLIC SCHOOLS. The district has 66 elementary, 15 middle, and 21 high schools. The student-to-teacher ratio is 16.7:1. 39.2% of adults 25+ hold a bachelor's degree or higher.
Omaha, NE has a population of 489,201, a median household income of $70,202, and an unemployment rate of 4.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Omaha averages 32.3°F in January and 85.2°F in July. Annual rainfall is 33.1 inches with about 27.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Omaha, NE is covered by 31 ZIP codes: 68110, 68137, 68134, 68164, 68144, 68104, 68107, 68022, 68154, 68114, 68130, 68124, 68111, 68106, 68135, 68112, 68117, 68127, 68152, 68116, 68105, 68122, 68108, 68118, 68132, 68131, 68102, 68178, 68182, 68142, 68183.
The population of Omaha, Nebraska is 489,201 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Omaha: cost of living index 92 (100 = US average), median home $210,300, median household income $70,202, crime index 118 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Omaha side by side with your current city to see the trade-offs.