Median Income
$57,045
household / year
Median Home Value
$133,200
owner-occupied
Median Rent
$715
gross / month
Cost of Living
89
national avg = 100

Is Ogallala, NE a Good Place to Live?

Ogallala is a small town of 4,835 in Nebraska, with a median household income of $57,045 and a 3.5% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Ogallala stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Ogallala is right for you depends on your priorities — the full breakdown is below.

All Ogallala city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.0

Ogallala's overall cost of living index is 89.0, where 100 represents the US national average. Living in Ogallala costs roughly 11% less than the average American city.

Metric Ogallala, NE National Avg
Median Home Value $133,200 $244,900
Median Monthly Rent $715 $1,163
Homeownership Rate 69.0% 65.9%
Median Household Income $57,045 $74,755

Crime & Safety

Safer than Average

Ogallala's violent crime rate is 173.2 per 100,000 residents — 54% lower than the national average of ~380 per 100,000.

Violent Crime
173.2 /100k
Property Crime
1710.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ogallala is served primarily by OGALLALA PUBLIC SCHOOLS. The student-to-teacher ratio is 10.5:1 (better than the national average of ~16:1).

Metric Ogallala, NE National Avg
School District OGALLALA PUBLIC SCHOOLS —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 10.5:1 16:1
Bachelor's Degree or Higher 21.9% 35.4%
High School Diploma or Higher 89.2% 91.1%

Weather & Climate

Ogallala sees average highs of 39.7°F in January and 89.6°F in July, with 19.5 inches of annual precipitation and 24.6 inches of snow per year.

MetricOgallala, NE
Average High — January39.7°F
Average High — July89.6°F
Annual Precipitation19.5"
Annual Snowfall24.6"

Demographics

MetricOgallala, NENational Avg
Population4,835—
Median Age46.638.9
Unemployment Rate3.5%3.7%
Avg Commute Time11.7 min26 min
White (non-Hispanic)87.0%59.3%
Black or African American2.5%13.6%
Hispanic or Latino8.8%18.9%
Asian0.7%6.3%
Under 1821.7%22.2%
65 and over24.8%16.8%

Nearby Cities

ZIP Codes in Ogallala

Ogallala, NE is covered by 1 ZIP code:

Ogallala vs Other Cities

Frequently Asked Questions

Ogallala's cost of living index is 89, where 100 is the national average. That makes Ogallala roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $133,200 and median rent is $715/month.
Ogallala's violent crime rate is 173.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1710.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ogallala are operated by OGALLALA PUBLIC SCHOOLS. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.5:1. 21.9% of adults 25+ hold a bachelor's degree or higher.
Ogallala, NE has a population of 4,835, a median household income of $57,045, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ogallala averages 39.7°F in January and 89.6°F in July. Annual rainfall is 19.5 inches with about 24.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ogallala, NE is covered by 1 ZIP code: 69153.
The population of Ogallala, Nebraska is 4,835 with a median age of 46.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ogallala: cost of living index 89 (100 = US average), median home $133,200, median household income $57,045, crime index 60 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ogallala side by side with your current city to see the trade-offs.