Median Income
$110,208
household / year
Median Home Value
$128,900
owner-occupied
Median Rent
$879
gross / month
Cost of Living
90
national avg = 100

Is McCool Junction, NE a Good Place to Live?

McCool Junction is a small town of 718 in Nebraska, with a median household income of $110,208 . Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: McCool Junction stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether McCool Junction is right for you depends on your priorities — the full breakdown is below.

All McCool Junction city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.4

McCool Junction's overall cost of living index is 90.4, where 100 represents the US national average. Living in McCool Junction costs roughly 10% less than the average American city.

Metric McCool Junction, NE National Avg
Median Home Value $128,900 $244,900
Median Monthly Rent $879 $1,163
Homeownership Rate 87.2% 65.9%
Median Household Income $110,208 $74,755

Crime & Safety

Very Safe

McCool Junction's violent crime rate is 117.0 per 100,000 residents — 69% lower than the national average of ~380 per 100,000.

Violent Crime
117.0 /100k
Property Crime
986.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

McCool Junction is served primarily by MC COOL JUNCTION PUBLIC SCHS. The student-to-teacher ratio is 10.3:1 (better than the national average of ~16:1).

Metric McCool Junction, NE National Avg
School District MC COOL JUNCTION PUBLIC SCHS —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 10.3:1 16:1
Bachelor's Degree or Higher 16.9% 35.4%
High School Diploma or Higher 98.9% 91.1%

Weather & Climate

McCool Junction sees average highs of 34.5°F in January and 87.0°F in July, with 28.4 inches of annual precipitation and 24.7 inches of snow per year.

MetricMcCool Junction, NE
Average High — January34.5°F
Average High — July87.0°F
Annual Precipitation28.4"
Annual Snowfall24.7"

Demographics

MetricMcCool Junction, NENational Avg
Population718—
Median Age25.338.9
Unemployment Rate0.0%3.7%
Avg Commute Time17.4 min26 min
White (non-Hispanic)96.8%59.3%
Black or African American1.5%13.6%
Hispanic or Latino0.3%18.9%
Asian0.0%6.3%
Under 1814.5%22.2%
65 and over8.1%16.8%

Nearby Cities

ZIP Codes in McCool Junction

McCool Junction, NE is covered by 1 ZIP code:

McCool Junction vs Other Cities

Frequently Asked Questions

McCool Junction's cost of living index is 90, where 100 is the national average. That makes McCool Junction roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $128,900 and median rent is $879/month.
McCool Junction's violent crime rate is 117.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 986.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in McCool Junction are operated by MC COOL JUNCTION PUBLIC SCHS. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 10.3:1. 16.9% of adults 25+ hold a bachelor's degree or higher.
McCool Junction, NE has a population of 718, a median household income of $110,208, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McCool Junction averages 34.5°F in January and 87.0°F in July. Annual rainfall is 28.4 inches with about 24.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
McCool Junction, NE is covered by 1 ZIP code: 68401.
The population of McCool Junction, Nebraska is 718 with a median age of 25.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McCool Junction: cost of living index 90 (100 = US average), median home $128,900, median household income $110,208, crime index 37 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare McCool Junction side by side with your current city to see the trade-offs.