Median Income
$67,846
household / year
Median Home Value
$230,400
owner-occupied
Median Rent
$998
gross / month
Cost of Living
92
national avg = 100

Is Lincoln, NE a Good Place to Live?

Lincoln is a large city of 290,531 in Nebraska, with a median household income of $67,846 and a 3.3% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Lincoln stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Lincoln is right for you depends on your priorities — the full breakdown is below.

All Lincoln city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.0

Lincoln's overall cost of living index is 92.0, where 100 represents the US national average. Living in Lincoln costs roughly 8% less than the average American city.

Metric Lincoln, NE National Avg
Median Home Value $230,400 $244,900
Median Monthly Rent $998 $1,163
Homeownership Rate 56.3% 65.9%
Median Household Income $67,846 $74,755

Crime & Safety

Near National Average

Lincoln's violent crime rate is 347.9 per 100,000 residents — 8% lower than the national average of ~380 per 100,000.

Violent Crime
347.9 /100k
Property Crime
2445.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lincoln is served primarily by LINCOLN PUBLIC SCHOOLS. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric Lincoln, NE National Avg
School District LINCOLN PUBLIC SCHOOLS —
Elementary Schools 41 —
Middle Schools 14 —
High Schools 16 —
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 40.9% 35.4%
High School Diploma or Higher 92.9% 91.1%

Weather & Climate

Lincoln sees average highs of 35.6°F in January and 89.4°F in July, with 30.9 inches of annual precipitation and 26.0 inches of snow per year.

MetricLincoln, NE
Average High — January35.6°F
Average High — July89.4°F
Annual Precipitation30.9"
Annual Snowfall26.0"

Demographics

MetricLincoln, NENational Avg
Population290,531—
Median Age33.138.9
Unemployment Rate3.3%3.7%
Avg Commute Time18.6 min26 min
White (non-Hispanic)82.0%59.3%
Black or African American4.1%13.6%
Hispanic or Latino4.4%18.9%
Asian4.5%6.3%
Under 1822.0%22.2%
65 and over14.0%16.8%

Nearby Cities

ZIP Codes in Lincoln

Lincoln, NE is covered by 21 ZIP codes:

Lincoln vs Other Cities

Frequently Asked Questions

Lincoln's cost of living index is 92, where 100 is the national average. That makes Lincoln roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $230,400 and median rent is $998/month.
Lincoln's violent crime rate is 347.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2445.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lincoln are operated by LINCOLN PUBLIC SCHOOLS. The district has 41 elementary, 14 middle, and 16 high schools. The student-to-teacher ratio is 13.9:1. 40.9% of adults 25+ hold a bachelor's degree or higher.
Lincoln, NE has a population of 290,531, a median household income of $67,846, and an unemployment rate of 3.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lincoln averages 35.6°F in January and 89.4°F in July. Annual rainfall is 30.9 inches with about 26.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Lincoln, NE is covered by 21 ZIP codes: 68516, 68521, 68524, 68507, 68506, 68504, 68502, 68512, 68510, 68522, 68528, 68505, 68526, 68508, 68503, 68514, 68430, 68527, 68517, 68588, 68531.
The population of Lincoln, Nebraska is 290,531 with a median age of 33.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lincoln: cost of living index 92 (100 = US average), median home $230,400, median household income $67,846, crime index 102 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lincoln side by side with your current city to see the trade-offs.