What are the schools like in Clearwater, NE?

Clearwater is served primarily by EDUCATIONAL SERVICE UNIT 08. The district operates several elementary schools, several middle schools, and several high schools.

What is the median household income in Clearwater?

The median household income in Clearwater, NE is $63,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.1%.

What is the weather like in Clearwater, NE?

Clearwater has an average high temperature of 35.4°F in January and 87.9°F in July. Annual precipitation averages 26.8 inches and annual snowfall averages 28.7 inches.

Clearwater, NE Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Clearwater, NE affordable or expensive?

Clearwater's cost of living index is 88, where 100 represents the national average. This means Clearwater is 12% less expensive than the average US city. The median home value is $78,800 and the median rent is $925 per month.

Q: What is the crime rate in Clearwater, NE?

Crime rate data for Clearwater is not currently available from the FBI's reported data.

Is Clearwater, NE a Good Place to Live?

Clearwater is a small town of 277 in Nebraska, with a median household income of $63,750 and a 3.1% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Clearwater stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Clearwater is right for you depends on your priorities — the full breakdown is below.

All Clearwater city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.4

Clearwater's overall cost of living index is 88.4, where 100 represents the US national average. Living in Clearwater costs roughly 12% less than the average American city.

Metric	Clearwater, NE	National Avg
Median Home Value	$78,800	$244,900
Median Monthly Rent	$925	$1,163
Homeownership Rate	77.9%	65.9%
Median Household Income	$63,750	$74,755

Crime & Safety

Crime data for Clearwater is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Clearwater is served primarily by EDUCATIONAL SERVICE UNIT 08.

Metric	Clearwater, NE	National Avg
School District	EDUCATIONAL SERVICE UNIT 08	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	14.5%	35.4%
High School Diploma or Higher	93.0%	91.1%

Weather & Climate

Clearwater sees average highs of 35.4°F in January and 87.9°F in July, with 26.8 inches of annual precipitation and 28.7 inches of snow per year.

Metric	Clearwater, NE
Average High — January	35.4°F
Average High — July	87.9°F
Annual Precipitation	26.8"
Annual Snowfall	28.7"

Demographics

Metric	Clearwater, NE	National Avg
Population	277	—
Median Age	54.5	38.9
Unemployment Rate	3.1%	3.7%
Avg Commute Time	18.4 min	26 min
White (non-Hispanic)	91.3%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	8.7%	18.9%
Asian	0.0%	6.3%
Under 18	17.0%	22.2%
65 and over	29.6%	16.8%

Nearby Cities

Neligh, NE 9 mi Ewing, NE 10 mi Royal, NE 12 mi Orchard, NE 12 mi Oakdale, NE 13 mi

ZIP Codes in Clearwater

Clearwater, NE is covered by 1 ZIP code:

68726

Clearwater vs Other Cities

Clearwater, NE vs Neligh, NE Clearwater, NE vs Ewing, NE Clearwater, NE vs Royal, NE Clearwater, NE vs Orchard, NE Clearwater, NE vs Oakdale, NE

Frequently Asked Questions

Is Clearwater, NE affordable or expensive?

Clearwater's cost of living index is 88, where 100 is the national average. That makes Clearwater roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $78,800 and median rent is $925/month.

What is the crime rate in Clearwater, NE?

Crime data for Clearwater is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Clearwater?

Public schools in Clearwater are operated by EDUCATIONAL SERVICE UNIT 08. The district has several elementary, several middle, and several high schools. 14.5% of adults 25+ hold a bachelor's degree or higher.

Is Clearwater, NE a good place to live?

Clearwater, NE has a population of 277, a median household income of $63,750, and an unemployment rate of 3.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Clearwater?

Clearwater averages 35.4°F in January and 87.9°F in July. Annual rainfall is 26.8 inches with about 28.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Clearwater?

Clearwater, NE is covered by 1 ZIP code: 68726.

What is the population of Clearwater?

The population of Clearwater, Nebraska is 277 with a median age of 54.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Clearwater?

Key numbers for living in Clearwater: cost of living index 88 (100 = US average), median home $78,800, median household income $63,750. Whether these are benefits or drawbacks depends on where you're coming from — compare Clearwater side by side with your current city to see the trade-offs.