Median Income
$72,083
household / year
Median Home Value
$119,500
owner-occupied
Median Rent
$610
gross / month
Cost of Living
87
national avg = 100

Is Clay Center, NE a Good Place to Live?

Clay Center is a small town of 780 in Nebraska, with a median household income of $72,083 and a 1.2% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Clay Center stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Clay Center is right for you depends on your priorities — the full breakdown is below.

All Clay Center city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.2

Clay Center's overall cost of living index is 87.2, where 100 represents the US national average. Living in Clay Center costs roughly 13% less than the average American city.

Metric Clay Center, NE National Avg
Median Home Value $119,500 $244,900
Median Monthly Rent $610 $1,163
Homeownership Rate 83.1% 65.9%
Median Household Income $72,083 $74,755

Crime & Safety

Crime data for Clay Center is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Clay Center, NE National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 20.4% 35.4%
High School Diploma or Higher 95.0% 91.1%

Weather & Climate

Clay Center sees average highs of 35.4°F in January and 87.2°F in July, with 29.8 inches of annual precipitation and 18.5 inches of snow per year.

MetricClay Center, NE
Average High — January35.4°F
Average High — July87.2°F
Annual Precipitation29.8"
Annual Snowfall18.5"

Demographics

MetricClay Center, NENational Avg
Population780
Median Age40.138.9
Unemployment Rate1.2%3.7%
Avg Commute Time20.8 min26 min
White (non-Hispanic)90.0%59.3%
Black or African American1.4%13.6%
Hispanic or Latino3.8%18.9%
Asian0.1%6.3%
Under 1821.0%22.2%
65 and over25.0%16.8%

Nearby Cities

ZIP Codes in Clay Center

Clay Center, NE is covered by 1 ZIP code:

Clay Center vs Other Cities

Frequently Asked Questions

Clay Center's cost of living index is 87, where 100 is the national average. That makes Clay Center roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $119,500 and median rent is $610/month.
Crime data for Clay Center is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Clay Center, NE has a population of 780, a median household income of $72,083, and an unemployment rate of 1.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clay Center averages 35.4°F in January and 87.2°F in July. Annual rainfall is 29.8 inches with about 18.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clay Center, NE is covered by 1 ZIP code: 68933.
The population of Clay Center, Nebraska is 780 with a median age of 40.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clay Center: cost of living index 87 (100 = US average), median home $119,500, median household income $72,083. Whether these are benefits or drawbacks depends on where you're coming from — compare Clay Center side by side with your current city to see the trade-offs.