Median Income
$53,728
household / year
Median Home Value
$144,400
owner-occupied
Median Rent
$832
gross / month
Cost of Living
91
national avg = 100

Is Chadron, NE a Good Place to Live?

Chadron is a small town of 5,255 in Nebraska, with a median household income of $53,728 and a 1.8% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Chadron stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Chadron is right for you depends on your priorities — the full breakdown is below.

All Chadron city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.6

Chadron's overall cost of living index is 90.6, where 100 represents the US national average. Living in Chadron costs roughly 9% less than the average American city.

Metric Chadron, NE National Avg
Median Home Value $144,400 $244,900
Median Monthly Rent $832 $1,163
Homeownership Rate 59.7% 65.9%
Median Household Income $53,728 $74,755

Crime & Safety

Safer than Average

Chadron's violent crime rate is 214.3 per 100,000 residents — 44% lower than the national average of ~380 per 100,000.

Violent Crime
214.3 /100k
Property Crime
1908.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Chadron is served primarily by CHADRON PUBLIC SCHOOLS. The student-to-teacher ratio is 11.4:1 (better than the national average of ~16:1).

Metric Chadron, NE National Avg
School District CHADRON PUBLIC SCHOOLS —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 11.4:1 16:1
Bachelor's Degree or Higher 46.8% 35.4%
High School Diploma or Higher 94.0% 91.1%

Weather & Climate

Chadron sees average highs of 38.2°F in January and 89.3°F in July, with 18.8 inches of annual precipitation and 50.3 inches of snow per year.

MetricChadron, NE
Average High — January38.2°F
Average High — July89.3°F
Annual Precipitation18.8"
Annual Snowfall50.3"

Demographics

MetricChadron, NENational Avg
Population5,255—
Median Age28.638.9
Unemployment Rate1.8%3.7%
Avg Commute Time11.4 min26 min
White (non-Hispanic)88.2%59.3%
Black or African American3.7%13.6%
Hispanic or Latino0.6%18.9%
Asian1.4%6.3%
Under 1818.6%22.2%
65 and over13.6%16.8%

Nearby Cities

ZIP Codes in Chadron

Chadron, NE is covered by 1 ZIP code:

Chadron vs Other Cities

Frequently Asked Questions

Chadron's cost of living index is 91, where 100 is the national average. That makes Chadron roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $144,400 and median rent is $832/month.
Chadron's violent crime rate is 214.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1908.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chadron are operated by CHADRON PUBLIC SCHOOLS. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.4:1. 46.8% of adults 25+ hold a bachelor's degree or higher.
Chadron, NE has a population of 5,255, a median household income of $53,728, and an unemployment rate of 1.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chadron averages 38.2°F in January and 89.3°F in July. Annual rainfall is 18.8 inches with about 50.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Chadron, NE is covered by 1 ZIP code: 69337.
The population of Chadron, Nebraska is 5,255 with a median age of 28.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chadron: cost of living index 91 (100 = US average), median home $144,400, median household income $53,728, crime index 70 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Chadron side by side with your current city to see the trade-offs.