Median Income
$61,250
household / year
Median Home Value
$96,800
owner-occupied
Median Rent
$916
gross / month
Cost of Living
89
national avg = 100

Is Cambridge, NE a Good Place to Live?

Cambridge is a small town of 1,170 in Nebraska, with a median household income of $61,250 . Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Cambridge stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Cambridge is right for you depends on your priorities — the full breakdown is below.

All Cambridge city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.4

Cambridge's overall cost of living index is 89.4, where 100 represents the US national average. Living in Cambridge costs roughly 11% less than the average American city.

Metric Cambridge, NE National Avg
Median Home Value $96,800 $244,900
Median Monthly Rent $916 $1,163
Homeownership Rate 82.9% 65.9%
Median Household Income $61,250 $74,755

Crime & Safety

Very Safe

Cambridge's violent crime rate is 85.5 per 100,000 residents — 78% lower than the national average of ~380 per 100,000.

Violent Crime
85.5 /100k
Property Crime
898.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cambridge is served primarily by CAMBRIDGE PUBLIC SCHOOLS. The student-to-teacher ratio is 10.5:1 (better than the national average of ~16:1).

Metric Cambridge, NE National Avg
School District CAMBRIDGE PUBLIC SCHOOLS —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 10.5:1 16:1
Bachelor's Degree or Higher 27.5% 35.4%
High School Diploma or Higher 89.8% 91.1%

Weather & Climate

Cambridge sees average highs of 41.4°F in January and 89.4°F in July, with 23.4 inches of annual precipitation and 24.0 inches of snow per year.

MetricCambridge, NE
Average High — January41.4°F
Average High — July89.4°F
Annual Precipitation23.4"
Annual Snowfall24.0"

Demographics

MetricCambridge, NENational Avg
Population1,170—
Median Age42.438.9
Unemployment Rate0.0%3.7%
Avg Commute Time16.2 min26 min
White (non-Hispanic)98.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.4%18.9%
Asian0.0%6.3%
Under 1826.3%22.2%
65 and over22.7%16.8%

Nearby Cities

ZIP Codes in Cambridge

Cambridge, NE is covered by 1 ZIP code:

Cambridge vs Other Cities

Frequently Asked Questions

Cambridge's cost of living index is 89, where 100 is the national average. That makes Cambridge roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,800 and median rent is $916/month.
Cambridge's violent crime rate is 85.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 898.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cambridge are operated by CAMBRIDGE PUBLIC SCHOOLS. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.5:1. 27.5% of adults 25+ hold a bachelor's degree or higher.
Cambridge, NE has a population of 1,170, a median household income of $61,250, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cambridge averages 41.4°F in January and 89.4°F in July. Annual rainfall is 23.4 inches with about 24.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cambridge, NE is covered by 1 ZIP code: 69022.
The population of Cambridge, Nebraska is 1,170 with a median age of 42.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cambridge: cost of living index 89 (100 = US average), median home $96,800, median household income $61,250, crime index 31 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cambridge side by side with your current city to see the trade-offs.