Is Siler City, NC a Good Place to Live?
Siler City is a small town of 7,847 in North Carolina, with a median household income of $48,374 and a 2.8% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Siler City stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Siler City is right for you depends on your priorities — the full breakdown is below.
All Siler City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.6Siler City's overall cost of living index is 96.6, where 100 represents the US national average. Living in Siler City costs roughly 3% less than the average American city.
| Metric | Siler City, NC | National Avg |
|---|---|---|
| Median Home Value | $147,700 | $244,900 |
| Median Monthly Rent | $816 | $1,163 |
| Homeownership Rate | 59.0% | 65.9% |
| Median Household Income | $48,374 | $74,755 |
Crime & Safety
Near National AverageSiler City's violent crime rate is 479.0 per 100,000 residents — 26% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Siler City is served primarily by Chatham Charter. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).
| Metric | Siler City, NC | National Avg |
|---|---|---|
| School District | Chatham Charter | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 14.0:1 | 16:1 |
| Bachelor's Degree or Higher | 15.7% | 35.4% |
| High School Diploma or Higher | 67.3% | 91.1% |
Weather & Climate
Siler City sees average highs of 50.2°F in January and 88.5°F in July, with 45.9 inches of annual precipitation and 1.5 inches of snow per year.
| Metric | Siler City, NC |
|---|---|
| Average High — January | 50.2°F |
| Average High — July | 88.5°F |
| Annual Precipitation | 45.9" |
| Annual Snowfall | 1.5" |
Demographics
| Metric | Siler City, NC | National Avg |
|---|---|---|
| Population | 7,847 | — |
| Median Age | 37.3 | 38.9 |
| Unemployment Rate | 2.8% | 3.7% |
| Avg Commute Time | 22.6 min | 26 min |
| White (non-Hispanic) | 45.1% | 59.3% |
| Black or African American | 15.1% | 13.6% |
| Hispanic or Latino | 37.4% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 26.9% | 22.2% |
| 65 and over | 14.5% | 16.8% |
Nearby Cities
ZIP Codes in Siler City
Siler City, NC is covered by 1 ZIP code: