Saratoga is a small town of 345 in North Carolina, with a median household income of $31,250
and a 10.7% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Saratoga stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Saratoga is right for you depends on your priorities — the full breakdown is below.
All Saratoga city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.4
Saratoga's overall cost of living index is 88.4,
where 100 represents the US national average.
Living in Saratoga costs roughly 12% less than the average American city.
Metric
Saratoga, NC
National Avg
Median Home Value
$110,400
$244,900
Median Monthly Rent
$725
$1,163
Homeownership Rate
71.2%
65.9%
Median Household Income
$31,250
$74,755
Crime & Safety
Safer than Average
Saratoga's violent crime rate is 399.8 per 100,000 residents
— 5% higher than the national average of ~380 per 100,000.
Violent Crime
399.8 /100k
Property Crime
1633.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Saratoga, NC
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
24.0%
35.4%
High School Diploma or Higher
94.7%
91.1%
Weather & Climate
Saratoga sees average highs of 52.1°F in January
and 90.2°F in July,
with 52.1 inches of annual precipitation
and 1.9 inches of snow per year.
Saratoga's cost of living index is 88, where 100 is the national average.
That makes Saratoga roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $110,400 and median rent is $725/month.
Saratoga's violent crime rate is 399.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1633.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Saratoga, NC has a population of 345, a median household income of $31,250, and an unemployment rate of 10.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Saratoga averages 52.1°F in January and 90.2°F in July. Annual rainfall is 52.1 inches
with about 1.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Saratoga, NC is covered by 1 ZIP code: 27873.
The population of Saratoga, North Carolina is 345 with a median age of 44.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Saratoga: cost of living index 88 (100 = US average), median home $110,400, median household income $31,250, crime index 94 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Saratoga side by side with your current city to see the trade-offs.
