Median Income
$47,500
household / year
Median Home Value
$183,700
owner-occupied
Median Rent
$771
gross / month
Cost of Living
97
national avg = 100

Is Rocky Point, NC a Good Place to Live?

Rocky Point is a small town of 940 in North Carolina, with a median household income of $47,500 and a 7.5% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Rocky Point stands out for below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Rocky Point is right for you depends on your priorities — the full breakdown is below.

All Rocky Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.1

Rocky Point's overall cost of living index is 97.1, where 100 represents the US national average. Living in Rocky Point costs roughly 3% less than the average American city.

Metric Rocky Point, NC National Avg
Median Home Value $183,700 $244,900
Median Monthly Rent $771 $1,163
Homeownership Rate 72.6% 65.9%
Median Household Income $47,500 $74,755

Crime & Safety

Very Safe

Rocky Point's violent crime rate is 176.0 per 100,000 residents — 54% lower than the national average of ~380 per 100,000.

Violent Crime
176.0 /100k
Property Crime
1095.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Rocky Point is served primarily by Pender County Schools. The student-to-teacher ratio is 18.0:1 (slightly above the national average of ~16:1).

Metric Rocky Point, NC National Avg
School District Pender County Schools
Elementary Schools 9
Middle Schools 5
High Schools 4
Student/Teacher Ratio 18.0:1 16:1
Bachelor's Degree or Higher 12.7% 35.4%
High School Diploma or Higher 66.7% 91.1%

Weather & Climate

Rocky Point sees average highs of 55.9°F in January and 89.0°F in July, with 56.6 inches of annual precipitation and 0.2 inches of snow per year.

MetricRocky Point, NC
Average High — January55.9°F
Average High — July89.0°F
Annual Precipitation56.6"
Annual Snowfall0.2"

Demographics

MetricRocky Point, NCNational Avg
Population940
Median Age40.338.9
Unemployment Rate7.5%3.7%
Avg Commute Time36.6 min26 min
White (non-Hispanic)68.0%59.3%
Black or African American5.1%13.6%
Hispanic or Latino21.1%18.9%
Asian0.0%6.3%
Under 1821.8%22.2%
65 and over13.7%16.8%

Nearby Cities

ZIP Codes in Rocky Point

Rocky Point, NC is covered by 1 ZIP code:

Rocky Point vs Other Cities

Frequently Asked Questions

Rocky Point's cost of living index is 97, where 100 is the national average. That makes Rocky Point roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $183,700 and median rent is $771/month.
Rocky Point's violent crime rate is 176.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1095.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Rocky Point are operated by Pender County Schools. The district has 9 elementary, 5 middle, and 4 high schools. The student-to-teacher ratio is 18.0:1. 12.7% of adults 25+ hold a bachelor's degree or higher.
Rocky Point, NC has a population of 940, a median household income of $47,500, and an unemployment rate of 7.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Rocky Point averages 55.9°F in January and 89.0°F in July. Annual rainfall is 56.6 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Rocky Point, NC is covered by 1 ZIP code: 28457.
The population of Rocky Point, North Carolina is 940 with a median age of 40.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Rocky Point: cost of living index 97 (100 = US average), median home $183,700, median household income $47,500, crime index 49 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Rocky Point side by side with your current city to see the trade-offs.