Median Income
$42,016
household / year
Median Home Value
$166,400
owner-occupied
Median Rent
$889
gross / month
Cost of Living
97
national avg = 100

Is Oxford, NC a Good Place to Live?

Oxford is a small town of 8,685 in North Carolina, with a median household income of $42,016 and a 6.8% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Oxford stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.6

Oxford's overall cost of living index is 96.6, where 100 represents the US national average. Living in Oxford costs roughly 3% less than the average American city.

Metric Oxford, NC National Avg
Median Home Value $166,400 $244,900
Median Monthly Rent $889 $1,163
Homeownership Rate 51.5% 65.9%
Median Household Income $42,016 $74,755

Crime & Safety

High Crime

Oxford's violent crime rate is 841.5 per 100,000 residents — 121% higher than the national average of ~380 per 100,000.

Violent Crime
841.5 /100k
Property Crime
3587.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Oxford is served primarily by Granville County Schools. The student-to-teacher ratio is 18.1:1 (slightly above the national average of ~16:1).

Metric Oxford, NC National Avg
School District Granville County Schools —
Elementary Schools 7 —
Middle Schools 3 —
High Schools 4 —
Student/Teacher Ratio 18.1:1 16:1
Bachelor's Degree or Higher 23.4% 35.4%
High School Diploma or Higher 86.8% 91.1%

Weather & Climate

Oxford sees average highs of 48.9°F in January and 89.0°F in July, with 46.6 inches of annual precipitation and 1.6 inches of snow per year.

MetricOxford, NC
Average High — January48.9°F
Average High — July89.0°F
Annual Precipitation46.6"
Annual Snowfall1.6"

Demographics

MetricOxford, NCNational Avg
Population8,685—
Median Age43.138.9
Unemployment Rate6.8%3.7%
Avg Commute Time25.6 min26 min
White (non-Hispanic)32.2%59.3%
Black or African American55.6%13.6%
Hispanic or Latino5.4%18.9%
Asian0.9%6.3%
Under 1822.1%22.2%
65 and over21.4%16.8%

Nearby Cities

ZIP Codes in Oxford

Oxford, NC is covered by 1 ZIP code:

Oxford vs Other Cities

Frequently Asked Questions

Oxford's cost of living index is 97, where 100 is the national average. That makes Oxford roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $166,400 and median rent is $889/month.
Oxford's violent crime rate is 841.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3587.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oxford are operated by Granville County Schools. The district has 7 elementary, 3 middle, and 4 high schools. The student-to-teacher ratio is 18.1:1. 23.4% of adults 25+ hold a bachelor's degree or higher.
Oxford, NC has a population of 8,685, a median household income of $42,016, and an unemployment rate of 6.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oxford averages 48.9°F in January and 89.0°F in July. Annual rainfall is 46.6 inches with about 1.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oxford, NC is covered by 1 ZIP code: 27565.
The population of Oxford, North Carolina is 8,685 with a median age of 43.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oxford: cost of living index 97 (100 = US average), median home $166,400, median household income $42,016, crime index 201 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.