Median Income
N/A
household / year
Median Home Value
N/A
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
96
national avg = 100

Is Montreat, NC a Good Place to Live?

Montreat is a small town of 442 in North Carolina, with a median household income of N/A and a 13.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Montreat stands out for an affordable cost of living, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Montreat is right for you depends on your priorities — the full breakdown is below.

All Montreat city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.1

Montreat's overall cost of living index is 96.1, where 100 represents the US national average. Living in Montreat costs roughly 4% less than the average American city.

Metric Montreat, NC National Avg
Median Home Value N/A $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 0.0% 65.9%
Median Household Income N/A $74,755

Crime & Safety

Safer than Average

Montreat's violent crime rate is 353.0 per 100,000 residents — 7% lower than the national average of ~380 per 100,000.

Violent Crime
353.0 /100k
Property Crime
2119.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Montreat, NC National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 0.0% 35.4%
High School Diploma or Higher 100.0% 91.1%

Weather & Climate

Montreat sees average highs of 48.3°F in January and 83.5°F in July, with 53.8 inches of annual precipitation and 2.1 inches of snow per year.

MetricMontreat, NC
Average High — January48.3°F
Average High — July83.5°F
Annual Precipitation53.8"
Annual Snowfall2.1"

Demographics

MetricMontreat, NCNational Avg
Population442—
Median Age20.538.9
Unemployment Rate13.0%3.7%
Avg Commute Time10.2 min26 min
White (non-Hispanic)72.6%59.3%
Black or African American18.3%13.6%
Hispanic or Latino7.2%18.9%
Asian0.7%6.3%
Under 180.7%22.2%
65 and over0.0%16.8%

Nearby Cities

Black Mountain, NC 3 mi Swannanoa, NC 6 mi Old Fort, NC 7 mi Fairview, NC 10 mi Gerton, NC 12 mi

ZIP Codes in Montreat

Montreat, NC is covered by 1 ZIP code:

28757

Montreat vs Other Cities

Montreat, NC vs Black Mountain, NC Montreat, NC vs Swannanoa, NC Montreat, NC vs Old Fort, NC Montreat, NC vs Fairview, NC Montreat, NC vs Gerton, NC

Frequently Asked Questions

Montreat's cost of living index is 96, where 100 is the national average. That makes Montreat roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is N/A and median rent is N/A/month.
Montreat's violent crime rate is 353.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2119.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Montreat, NC has a population of 442, a median household income of N/A, and an unemployment rate of 13.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montreat averages 48.3°F in January and 83.5°F in July. Annual rainfall is 53.8 inches with about 2.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Montreat, NC is covered by 1 ZIP code: 28757.
The population of Montreat, North Carolina is 442 with a median age of 20.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montreat: cost of living index 96 (100 = US average), median home N/A, median household income N/A, crime index 96 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Montreat side by side with your current city to see the trade-offs.