Median Income
$50,185
household / year
Median Home Value
$176,200
owner-occupied
Median Rent
$1,181
gross / month
Cost of Living
92
national avg = 100

Is Jacksonville, NC a Good Place to Live?

Jacksonville is a mid-sized city of 71,908 in North Carolina, with a median household income of $50,185 and a 8.9% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Jacksonville stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Jacksonville is right for you depends on your priorities — the full breakdown is below.

All Jacksonville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.6

Jacksonville's overall cost of living index is 91.6, where 100 represents the US national average. Living in Jacksonville costs roughly 8% less than the average American city.

Metric Jacksonville, NC National Avg
Median Home Value $176,200 $244,900
Median Monthly Rent $1,181 $1,163
Homeownership Rate 35.5% 65.9%
Median Household Income $50,185 $74,755

Crime & Safety

Safer than Average

Jacksonville's violent crime rate is 311.4 per 100,000 residents — 18% lower than the national average of ~380 per 100,000.

Violent Crime
311.4 /100k
Property Crime
2073.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Jacksonville is served primarily by Onslow County Schools. The student-to-teacher ratio is 15.7:1 (better than the national average of ~16:1).

Metric Jacksonville, NC National Avg
School District Onslow County Schools —
Elementary Schools 22 —
Middle Schools 8 —
High Schools 8 —
Student/Teacher Ratio 15.7:1 16:1
Bachelor's Degree or Higher 24.7% 35.4%
High School Diploma or Higher 93.3% 91.1%

Weather & Climate

Jacksonville sees average highs of 56.0°F in January and 89.3°F in July, with 56.5 inches of annual precipitation and 0.6 inches of snow per year.

MetricJacksonville, NC
Average High — January56.0°F
Average High — July89.3°F
Annual Precipitation56.5"
Annual Snowfall0.6"

Demographics

MetricJacksonville, NCNational Avg
Population71,908—
Median Age23.338.9
Unemployment Rate8.9%3.7%
Avg Commute Time15.1 min26 min
White (non-Hispanic)61.6%59.3%
Black or African American18.7%13.6%
Hispanic or Latino8.8%18.9%
Asian2.9%6.3%
Under 1819.2%22.2%
65 and over7.2%16.8%

Nearby Cities

ZIP Codes in Jacksonville

Jacksonville, NC is covered by 6 ZIP codes:

Jacksonville vs Other Cities

Frequently Asked Questions

Jacksonville's cost of living index is 92, where 100 is the national average. That makes Jacksonville roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $176,200 and median rent is $1,181/month.
Jacksonville's violent crime rate is 311.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2073.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Jacksonville are operated by Onslow County Schools. The district has 22 elementary, 8 middle, and 8 high schools. The student-to-teacher ratio is 15.7:1. 24.7% of adults 25+ hold a bachelor's degree or higher.
Jacksonville, NC has a population of 71,908, a median household income of $50,185, and an unemployment rate of 8.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Jacksonville averages 56.0°F in January and 89.3°F in July. Annual rainfall is 56.5 inches with about 0.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Jacksonville, NC is covered by 6 ZIP codes: 28540, 28547, 28546, 28543, 28542, 28539.
The population of Jacksonville, North Carolina is 71,908 with a median age of 23.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Jacksonville: cost of living index 92 (100 = US average), median home $176,200, median household income $50,185, crime index 89 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Jacksonville side by side with your current city to see the trade-offs.