Very AffordableSafer than AverageCraven County Board of Education
Median Income
$56,492
household / year
Median Home Value
$170,200
owner-occupied
Median Rent
$1,225
gross / month
Cost of Living
90
national avg = 100
Is Havelock, NC a Good Place to Live?
Havelock is a small city of 16,759 in North Carolina, with a median household income of $56,492
and a 4.7% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Havelock stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Havelock is right for you depends on your priorities — the full breakdown is below.
All Havelock city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.9
Havelock's overall cost of living index is 89.9,
where 100 represents the US national average.
Living in Havelock costs roughly 10% less than the average American city.
Metric
Havelock, NC
National Avg
Median Home Value
$170,200
$244,900
Median Monthly Rent
$1,225
$1,163
Homeownership Rate
42.2%
65.9%
Median Household Income
$56,492
$74,755
Crime & Safety
Safer than Average
Havelock's violent crime rate is 205.1 per 100,000 residents
— 46% lower than the national average of ~380 per 100,000.
Violent Crime
205.1 /100k
Property Crime
1574.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Havelock is served primarily by Craven County Board of Education.
The student-to-teacher ratio is 17.6:1
(slightly above the national average of ~16:1).
Metric
Havelock, NC
National Avg
School District
Craven County Board of Education
—
Elementary Schools
15
—
Middle Schools
5
—
High Schools
5
—
Student/Teacher Ratio
17.6:1
16:1
Bachelor's Degree or Higher
17.1%
35.4%
High School Diploma or Higher
94.4%
91.1%
Weather & Climate
Havelock sees average highs of 57.1°F in January
and 89.8°F in July,
with 57.4 inches of annual precipitation
and 0.8 inches of snow per year.
Havelock's cost of living index is 90, where 100 is the national average.
That makes Havelock roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $170,200 and median rent is $1,225/month.
Havelock's violent crime rate is 205.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1574.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Havelock are operated by Craven County Board of Education.
The district has 15 elementary, 5 middle, and 5 high schools.
The student-to-teacher ratio is 17.6:1. 17.1% of adults 25+ hold a bachelor's degree or higher.
Havelock, NC has a population of 16,759, a median household income of $56,492, and an unemployment rate of 4.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Havelock averages 57.1°F in January and 89.8°F in July. Annual rainfall is 57.4 inches
with about 0.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Havelock, NC is covered by 2 ZIP codes: 28532, 28533.
The population of Havelock, North Carolina is 16,759 with a median age of 23.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Havelock: cost of living index 90 (100 = US average), median home $170,200, median household income $56,492, crime index 62 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Havelock side by side with your current city to see the trade-offs.