Is Concord, NC a Good Place to Live?
Concord is a mid-sized city of 105,335 in North Carolina, with a median household income of $83,480 and a 4.7% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.
Strengths: Concord stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.
Trade-offs: No major red flags stand out in the available data. Whether Concord is right for you depends on your priorities — the full breakdown is below.
All Concord city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.0Concord's overall cost of living index is 97.0, where 100 represents the US national average. Living in Concord costs roughly 3% less than the average American city.
| Metric | Concord, NC | National Avg |
|---|---|---|
| Median Home Value | $288,100 | $244,900 |
| Median Monthly Rent | $1,259 | $1,163 |
| Homeownership Rate | 69.4% | 65.9% |
| Median Household Income | $83,480 | $74,755 |
Crime & Safety
Very SafeConcord's violent crime rate is 159.0 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Concord is served primarily by Cabarrus County Schools. The student-to-teacher ratio is 16.4:1 (slightly above the national average of ~16:1).
| Metric | Concord, NC | National Avg |
|---|---|---|
| School District | Cabarrus County Schools | — |
| Elementary Schools | 20 | — |
| Middle Schools | 9 | — |
| High Schools | 13 | — |
| Student/Teacher Ratio | 16.4:1 | 16:1 |
| Bachelor's Degree or Higher | 40.8% | 35.4% |
| High School Diploma or Higher | 91.2% | 91.1% |
Weather & Climate
Concord sees average highs of 52.8°F in January and 91.8°F in July, with 47.0 inches of annual precipitation and 3.3 inches of snow per year.
| Metric | Concord, NC |
|---|---|
| Average High — January | 52.8°F |
| Average High — July | 91.8°F |
| Annual Precipitation | 47.0" |
| Annual Snowfall | 3.3" |
Demographics
| Metric | Concord, NC | National Avg |
|---|---|---|
| Population | 105,335 | — |
| Median Age | 37.3 | 38.9 |
| Unemployment Rate | 4.7% | 3.7% |
| Avg Commute Time | 27.3 min | 26 min |
| White (non-Hispanic) | 58.2% | 59.3% |
| Black or African American | 22.2% | 13.6% |
| Hispanic or Latino | 10.1% | 18.9% |
| Asian | 6.0% | 6.3% |
| Under 18 | 25.4% | 22.2% |
| 65 and over | 12.3% | 16.8% |
Nearby Cities
ZIP Codes in Concord
Concord, NC is covered by 2 ZIP codes: