Median Income
$83,480
household / year
Median Home Value
$288,100
owner-occupied
Median Rent
$1,259
gross / month
Cost of Living
97
national avg = 100

Is Concord, NC a Good Place to Live?

Concord is a mid-sized city of 105,335 in North Carolina, with a median household income of $83,480 and a 4.7% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Concord stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Concord is right for you depends on your priorities — the full breakdown is below.

All Concord city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.0

Concord's overall cost of living index is 97.0, where 100 represents the US national average. Living in Concord costs roughly 3% less than the average American city.

Metric Concord, NC National Avg
Median Home Value $288,100 $244,900
Median Monthly Rent $1,259 $1,163
Homeownership Rate 69.4% 65.9%
Median Household Income $83,480 $74,755

Crime & Safety

Very Safe

Concord's violent crime rate is 159.0 per 100,000 residents — 58% lower than the national average of ~380 per 100,000.

Violent Crime
159.0 /100k
Property Crime
1105.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Concord is served primarily by Cabarrus County Schools. The student-to-teacher ratio is 16.4:1 (slightly above the national average of ~16:1).

Metric Concord, NC National Avg
School District Cabarrus County Schools —
Elementary Schools 20 —
Middle Schools 9 —
High Schools 13 —
Student/Teacher Ratio 16.4:1 16:1
Bachelor's Degree or Higher 40.8% 35.4%
High School Diploma or Higher 91.2% 91.1%

Weather & Climate

Concord sees average highs of 52.8°F in January and 91.8°F in July, with 47.0 inches of annual precipitation and 3.3 inches of snow per year.

MetricConcord, NC
Average High — January52.8°F
Average High — July91.8°F
Annual Precipitation47.0"
Annual Snowfall3.3"

Demographics

MetricConcord, NCNational Avg
Population105,335—
Median Age37.338.9
Unemployment Rate4.7%3.7%
Avg Commute Time27.3 min26 min
White (non-Hispanic)58.2%59.3%
Black or African American22.2%13.6%
Hispanic or Latino10.1%18.9%
Asian6.0%6.3%
Under 1825.4%22.2%
65 and over12.3%16.8%

Nearby Cities

ZIP Codes in Concord

Concord, NC is covered by 2 ZIP codes:

Concord vs Other Cities

Frequently Asked Questions

Concord's cost of living index is 97, where 100 is the national average. That makes Concord roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $288,100 and median rent is $1,259/month.
Concord's violent crime rate is 159.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1105.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Concord are operated by Cabarrus County Schools. The district has 20 elementary, 9 middle, and 13 high schools. The student-to-teacher ratio is 16.4:1. 40.8% of adults 25+ hold a bachelor's degree or higher.
Concord, NC has a population of 105,335, a median household income of $83,480, and an unemployment rate of 4.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Concord averages 52.8°F in January and 91.8°F in July. Annual rainfall is 47.0 inches with about 3.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Concord, NC is covered by 2 ZIP codes: 28027, 28025.
The population of Concord, North Carolina is 105,335 with a median age of 37.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Concord: cost of living index 97 (100 = US average), median home $288,100, median household income $83,480, crime index 46 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Concord side by side with your current city to see the trade-offs.