Median Income
$71,698
household / year
Median Home Value
$260,400
owner-occupied
Median Rent
$1,356
gross / month
Cost of Living
98
national avg = 100

Is Clayton, NC a Good Place to Live?

Clayton is a small city of 26,837 in North Carolina, with a median household income of $71,698 and a 1.8% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Clayton stands out for lower-than-average crime.

Trade-offs: Potential downsides include longer commutes. Whether Clayton is right for you depends on your priorities — the full breakdown is below.

All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.0

Clayton's overall cost of living index is 98.0, where 100 represents the US national average. Living in Clayton costs roughly 2% less than the average American city.

Metric Clayton, NC National Avg
Median Home Value $260,400 $244,900
Median Monthly Rent $1,356 $1,163
Homeownership Rate 66.5% 65.9%
Median Household Income $71,698 $74,755

Crime & Safety

Very Safe

Clayton's violent crime rate is 168.3 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.

Violent Crime
168.3 /100k
Property Crime
1282.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clayton is served primarily by Johnston Charter Academy. The student-to-teacher ratio is 19.5:1 (slightly above the national average of ~16:1).

Metric Clayton, NC National Avg
School District Johnston Charter Academy —
Elementary Schools 1 —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 19.5:1 16:1
Bachelor's Degree or Higher 32.4% 35.4%
High School Diploma or Higher 94.7% 91.1%

Weather & Climate

Clayton sees average highs of 52.0°F in January and 89.0°F in July, with 52.1 inches of annual precipitation and 3.2 inches of snow per year.

MetricClayton, NC
Average High — January52.0°F
Average High — July89.0°F
Annual Precipitation52.1"
Annual Snowfall3.2"

Demographics

MetricClayton, NCNational Avg
Population26,837—
Median Age32.638.9
Unemployment Rate1.8%3.7%
Avg Commute Time31.5 min26 min
White (non-Hispanic)64.3%59.3%
Black or African American24.0%13.6%
Hispanic or Latino8.9%18.9%
Asian0.8%6.3%
Under 1828.1%22.2%
65 and over11.2%16.8%

Nearby Cities

ZIP Codes in Clayton

Clayton, NC is covered by 1 ZIP code:

Clayton vs Other Cities

Frequently Asked Questions

Clayton's cost of living index is 98, where 100 is the national average. That makes Clayton roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $260,400 and median rent is $1,356/month.
Clayton's violent crime rate is 168.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1282.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Clayton are operated by Johnston Charter Academy. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 19.5:1. 32.4% of adults 25+ hold a bachelor's degree or higher.
Clayton, NC has a population of 26,837, a median household income of $71,698, and an unemployment rate of 1.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clayton averages 52.0°F in January and 89.0°F in July. Annual rainfall is 52.1 inches with about 3.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clayton, NC is covered by 1 ZIP code: 27520.
The population of Clayton, North Carolina is 26,837 with a median age of 32.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clayton: cost of living index 98 (100 = US average), median home $260,400, median household income $71,698, crime index 51 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Clayton side by side with your current city to see the trade-offs.