Belwood is a small town of 1,103 in North Carolina, with a median household income of $46,355
and a 3.5% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Belwood stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Belwood is right for you depends on your priorities — the full breakdown is below.
All Belwood city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.4
Belwood's overall cost of living index is 91.4,
where 100 represents the US national average.
Living in Belwood costs roughly 9% less than the average American city.
Metric
Belwood, NC
National Avg
Median Home Value
$171,700
$244,900
Median Monthly Rent
$795
$1,163
Homeownership Rate
77.2%
65.9%
Median Household Income
$46,355
$74,755
Crime & Safety
Near National Average
Belwood's violent crime rate is 500.3 per 100,000 residents
— 32% higher than the national average of ~380 per 100,000.
Violent Crime
500.3 /100k
Property Crime
1466.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Belwood is served primarily by Cleveland County Schools.
The student-to-teacher ratio is 15.6:1
(better than the national average of ~16:1).
Metric
Belwood, NC
National Avg
School District
Cleveland County Schools
—
Elementary Schools
15
—
Middle Schools
5
—
High Schools
6
—
Student/Teacher Ratio
15.6:1
16:1
Bachelor's Degree or Higher
11.9%
35.4%
High School Diploma or Higher
85.6%
91.1%
Weather & Climate
Belwood sees average highs of 50.1°F in January
and 87.9°F in July,
with 50.6 inches of annual precipitation
and 3.1 inches of snow per year.
Belwood's cost of living index is 91, where 100 is the national average.
That makes Belwood roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $171,700 and median rent is $795/month.
Belwood's violent crime rate is 500.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1466.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Belwood are operated by Cleveland County Schools.
The district has 15 elementary, 5 middle, and 6 high schools.
The student-to-teacher ratio is 15.6:1. 11.9% of adults 25+ hold a bachelor's degree or higher.
Belwood, NC has a population of 1,103, a median household income of $46,355, and an unemployment rate of 3.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Belwood averages 50.1°F in January and 87.9°F in July. Annual rainfall is 50.6 inches
with about 3.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Belwood, NC is covered by 2 ZIP codes: 28090, 28168.
The population of Belwood, North Carolina is 1,103 with a median age of 46.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Belwood: cost of living index 91 (100 = US average), median home $171,700, median household income $46,355, crime index 107 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Belwood side by side with your current city to see the trade-offs.
