Median Income
$84,274
household / year
Median Home Value
$307,600
owner-occupied
Median Rent
$1,190
gross / month
Cost of Living
97
national avg = 100

Is Belmont, NC a Good Place to Live?

Belmont is a small city of 14,842 in North Carolina, with a median household income of $84,274 and a 4.4% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Belmont stands out for a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Belmont is right for you depends on your priorities — the full breakdown is below.

All Belmont city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.0

Belmont's overall cost of living index is 97.0, where 100 represents the US national average. Living in Belmont costs roughly 3% less than the average American city.

Metric Belmont, NC National Avg
Median Home Value $307,600 $244,900
Median Monthly Rent $1,190 $1,163
Homeownership Rate 69.1% 65.9%
Median Household Income $84,274 $74,755

Crime & Safety

Near National Average

Belmont's violent crime rate is 382.8 per 100,000 residents — 1% higher than the national average of ~380 per 100,000.

Violent Crime
382.8 /100k
Property Crime
2833.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Belmont is served primarily by Dogwood Classical Academy.

Metric Belmont, NC National Avg
School District Dogwood Classical Academy —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 45.7% 35.4%
High School Diploma or Higher 92.4% 91.1%

Weather & Climate

Belmont sees average highs of 52.3°F in January and 90.3°F in July, with 45.3 inches of annual precipitation and 3.5 inches of snow per year.

MetricBelmont, NC
Average High — January52.3°F
Average High — July90.3°F
Annual Precipitation45.3"
Annual Snowfall3.5"

Demographics

MetricBelmont, NCNational Avg
Population14,842—
Median Age37.938.9
Unemployment Rate4.4%3.7%
Avg Commute Time25.7 min26 min
White (non-Hispanic)86.5%59.3%
Black or African American5.8%13.6%
Hispanic or Latino2.3%18.9%
Asian2.6%6.3%
Under 1820.7%22.2%
65 and over15.6%16.8%

Nearby Cities

Cramerton, NC 2 mi McAdenville, NC 4 mi Lowell, NC 5 mi Mount Holly, NC 7 mi Ranlo, NC 7 mi

ZIP Codes in Belmont

Belmont, NC is covered by 1 ZIP code:

28012

Belmont vs Other Cities

Belmont, NC vs Cramerton, NC Belmont, NC vs McAdenville, NC Belmont, NC vs Lowell, NC Belmont, NC vs Mount Holly, NC Belmont, NC vs Ranlo, NC

Frequently Asked Questions

Belmont's cost of living index is 97, where 100 is the national average. That makes Belmont roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $307,600 and median rent is $1,190/month.
Belmont's violent crime rate is 382.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2833.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Belmont are operated by Dogwood Classical Academy. The district has several elementary, several middle, and several high schools. 45.7% of adults 25+ hold a bachelor's degree or higher.
Belmont, NC has a population of 14,842, a median household income of $84,274, and an unemployment rate of 4.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Belmont averages 52.3°F in January and 90.3°F in July. Annual rainfall is 45.3 inches with about 3.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Belmont, NC is covered by 1 ZIP code: 28012.
The population of Belmont, North Carolina is 14,842 with a median age of 37.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Belmont: cost of living index 97 (100 = US average), median home $307,600, median household income $84,274, crime index 114 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Belmont side by side with your current city to see the trade-offs.