Is Woods Bay, MT a Good Place to Live?
Woods Bay is a small town of 737 in Montana, with a median household income of $98,661 and a 0.5% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.
Strengths: Woods Bay stands out for a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Woods Bay is right for you depends on your priorities — the full breakdown is below.
All Woods Bay city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.6Woods Bay's overall cost of living index is 97.6, where 100 represents the US national average. Living in Woods Bay costs roughly 2% less than the average American city.
| Metric | Woods Bay, MT | National Avg |
|---|---|---|
| Median Home Value | $352,600 | $244,900 |
| Median Monthly Rent | $1,167 | $1,163 |
| Homeownership Rate | 89.1% | 65.9% |
| Median Household Income | $98,661 | $74,755 |
Crime & Safety
Near National AverageWoods Bay's violent crime rate is 581.1 per 100,000 residents — 53% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Woods Bay, MT | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 53.0% | 35.4% |
| High School Diploma or Higher | 100.0% | 91.1% |
Weather & Climate
Woods Bay sees average highs of 33.9°F in January and 79.7°F in July, with 27.9 inches of annual precipitation and 50.6 inches of snow per year.
| Metric | Woods Bay, MT |
|---|---|
| Average High — January | 33.9°F |
| Average High — July | 79.7°F |
| Annual Precipitation | 27.9" |
| Annual Snowfall | 50.6" |
Demographics
| Metric | Woods Bay, MT | National Avg |
|---|---|---|
| Population | 737 | — |
| Median Age | 59.3 | 38.9 |
| Unemployment Rate | 0.5% | 3.7% |
| Avg Commute Time | 22.1 min | 26 min |
| White (non-Hispanic) | 94.6% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 5.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 8.0% | 22.2% |
| 65 and over | 32.2% | 16.8% |