Wisdom, Montana cropped · John Vachon / Public domainWisdom MT - Trading Post · Jay Galvin from Pleasanton, CA, USA / CC BY 2.043266 Church of the Big Hole · Raymond Hitchcock from Seattle, Washington, USA / CC BY-SA 3.0
Wisdom is a small town of 107 in Montana, with a median household income of $56,534
.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Wisdom stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Wisdom is right for you depends on your priorities — the full breakdown is below.
All Wisdom city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.5
Wisdom's overall cost of living index is 90.5,
where 100 represents the US national average.
Living in Wisdom costs roughly 10% less than the average American city.
Metric
Wisdom, MT
National Avg
Median Home Value
$162,500
$244,900
Median Monthly Rent
$775
$1,163
Homeownership Rate
88.4%
65.9%
Median Household Income
$56,534
$74,755
Crime & Safety
Very Safe
Wisdom's violent crime rate is 190.4 per 100,000 residents
— 50% lower than the national average of ~380 per 100,000.
Violent Crime
190.4 /100k
Property Crime
158.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Wisdom is served primarily by Wisdom Elem.
The student-to-teacher ratio is 4.5:1
(better than the national average of ~16:1).
Metric
Wisdom, MT
National Avg
School District
Wisdom Elem
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
4.5:1
16:1
Bachelor's Degree or Higher
12.8%
35.4%
High School Diploma or Higher
98.9%
91.1%
Weather & Climate
Wisdom sees average highs of 26.3°F in January
and 78.1°F in July,
with 12.3 inches of annual precipitation
and 88.4 inches of snow per year.
Wisdom's cost of living index is 90, where 100 is the national average.
That makes Wisdom roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $162,500 and median rent is $775/month.
Wisdom's violent crime rate is 190.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 158.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Wisdom are operated by Wisdom Elem.
The district has 1 elementary, several middle, and several high schools.
The student-to-teacher ratio is 4.5:1. 12.8% of adults 25+ hold a bachelor's degree or higher.
Wisdom, MT has a population of 107, a median household income of $56,534, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Wisdom averages 26.3°F in January and 78.1°F in July. Annual rainfall is 12.3 inches
with about 88.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Wisdom, MT is covered by 1 ZIP code: 59761.
The population of Wisdom, Montana is 107 with a median age of 66.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Wisdom: cost of living index 90 (100 = US average), median home $162,500, median household income $56,534, crime index 33 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Wisdom side by side with your current city to see the trade-offs.
