Troy, Montana town sign 2007 · Spend A Day Touring, LLC / CC BY-SA 2.0Ali's Show, Hot Club, Troy, Montana · Katie Brady / CC BY-SA 2.0Troy Montana (7910697806) · Richard Bauer / CC BY 2.0
Troy is a small town of 884 in Montana, with a median household income of $32,784
and a 1.3% unemployment rate.
Its cost of living index is 87 (US average = 100), which is
13% below the national average.
Strengths:
Troy stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs:
No major red flags stand out in the available data. Whether Troy is right for you depends on your priorities — the full breakdown is below.
All Troy city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.1
Troy's overall cost of living index is 87.1,
where 100 represents the US national average.
Living in Troy costs roughly 13% less than the average American city.
Metric
Troy, MT
National Avg
Median Home Value
$155,000
$244,900
Median Monthly Rent
$523
$1,163
Homeownership Rate
82.1%
65.9%
Median Household Income
$32,784
$74,755
Crime & Safety
Near National Average
Troy's violent crime rate is 641.7 per 100,000 residents
— 69% higher than the national average of ~380 per 100,000.
Violent Crime
641.7 /100k
Property Crime
1711.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Troy is served primarily by Troy Elem.
The student-to-teacher ratio is 11.7:1
(better than the national average of ~16:1).
Metric
Troy, MT
National Avg
School District
Troy Elem
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
N/A
—
Student/Teacher Ratio
11.7:1
16:1
Bachelor's Degree or Higher
10.2%
35.4%
High School Diploma or Higher
91.2%
91.1%
Weather & Climate
Troy sees average highs of 32.7°F in January
and 86.7°F in July,
with 24.4 inches of annual precipitation
and 48.2 inches of snow per year.
Troy's cost of living index is 87, where 100 is the national average.
That makes Troy roughly 13% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $155,000 and median rent is $523/month.
Troy's violent crime rate is 641.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1711.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Troy are operated by Troy Elem.
The district has 1 elementary, 1 middle, and several high schools.
The student-to-teacher ratio is 11.7:1. 10.2% of adults 25+ hold a bachelor's degree or higher.
Troy, MT has a population of 884, a median household income of $32,784, and an unemployment rate of 1.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Troy averages 32.7°F in January and 86.7°F in July. Annual rainfall is 24.4 inches
with about 48.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Troy, Montana is 884 with a median age of 34.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Troy: cost of living index 87 (100 = US average), median home $155,000, median household income $32,784, crime index 134 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Troy side by side with your current city to see the trade-offs.
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