Tracy is a small town of 74 in Montana, with a median household income of $22,375
and a 2.0% unemployment rate.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Tracy stands out for an affordable cost of living, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Tracy is right for you depends on your priorities — the full breakdown is below.
All Tracy city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.6
Tracy's overall cost of living index is 92.6,
where 100 represents the US national average.
Living in Tracy costs roughly 7% less than the average American city.
Metric
Tracy, MT
National Avg
Median Home Value
N/A
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
94.6%
65.9%
Median Household Income
$22,375
$74,755
Crime & Safety
Near National Average
Tracy's violent crime rate is 495.3 per 100,000 residents
— 30% higher than the national average of ~380 per 100,000.
Violent Crime
495.3 /100k
Property Crime
2789.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Tracy, MT
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
13.9%
35.4%
High School Diploma or Higher
100.0%
91.1%
Weather & Climate
Tracy sees average highs of 36.8°F in January
and 85.8°F in July,
with 15.4 inches of annual precipitation
and 68.9 inches of snow per year.
Tracy's cost of living index is 93, where 100 is the national average.
That makes Tracy roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is N/A and median rent is N/A/month.
Tracy's violent crime rate is 495.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2789.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Tracy, MT has a population of 74, a median household income of $22,375, and an unemployment rate of 2.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Tracy averages 36.8°F in January and 85.8°F in July. Annual rainfall is 15.4 inches
with about 68.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Tracy, Montana is 74 with a median age of 60.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Tracy: cost of living index 93 (100 = US average), median home N/A, median household income $22,375, crime index 131 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Tracy side by side with your current city to see the trade-offs.