Is Terry, MT a Good Place to Live?
Terry is a small town of 501 in Montana, with a median household income of $37,250 and a 2.9% unemployment rate.
Strengths: Terry stands out for below-average home prices, solid school ratings (A), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Terry is right for you depends on your priorities — the full breakdown is below.
All Terry city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Terry metro area.
| Metric | Terry, MT | National Avg |
|---|---|---|
| Median Home Value | $91,200 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 90.5% | 65.9% |
| Median Household Income | $37,250 | $74,755 |
Crime & Safety
Very SafeTerry's violent crime rate is 278.6 per 100,000 residents — 27% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Terry is served primarily by Terry K-12 Schools. The student-to-teacher ratio is 10.2:1 (better than the national average of ~16:1).
| Metric | Terry, MT | National Avg |
|---|---|---|
| School District | Terry K-12 Schools | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.2:1 | 16:1 |
| Bachelor's Degree or Higher | 32.4% | 35.4% |
| High School Diploma or Higher | 90.3% | 91.1% |
Weather & Climate
Terry sees average highs of 28.4°F in January and 88.1°F in July, with 13.4 inches of annual precipitation and 11.8 inches of snow per year.
| Metric | Terry, MT |
|---|---|
| Average High — January | 28.4°F |
| Average High — July | 88.1°F |
| Annual Precipitation | 13.4" |
| Annual Snowfall | 11.8" |
Demographics
| Metric | Terry, MT | National Avg |
|---|---|---|
| Population | 501 | — |
| Median Age | 65.7 | 38.9 |
| Unemployment Rate | 2.9% | 3.7% |
| Avg Commute Time | 13.9 min | 26 min |
| White (non-Hispanic) | 96.4% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 3.4% | 6.3% |
| Under 18 | 10.0% | 22.2% |
| 65 and over | 52.5% | 16.8% |