Below Average CostNear National AverageSun River Valley Elem
Median Income
$94,063
household / year
Median Home Value
$192,800
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
93
national avg = 100
Is Simms, MT a Good Place to Live?
Simms is a small town of 329 in Montana, with a median household income of $94,063
.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Simms stands out for an affordable cost of living, below-average home prices, solid school ratings (A), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Simms is right for you depends on your priorities — the full breakdown is below.
All Simms city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.6
Simms's overall cost of living index is 92.6,
where 100 represents the US national average.
Living in Simms costs roughly 7% less than the average American city.
Metric
Simms, MT
National Avg
Median Home Value
$192,800
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
83.2%
65.9%
Median Household Income
$94,063
$74,755
Crime & Safety
Near National Average
Simms's violent crime rate is 495.3 per 100,000 residents
— 30% higher than the national average of ~380 per 100,000.
Violent Crime
495.3 /100k
Property Crime
2789.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Simms is served primarily by Sun River Valley Elem.
The student-to-teacher ratio is 9.6:1
(better than the national average of ~16:1).
Metric
Simms, MT
National Avg
School District
Sun River Valley Elem
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
N/A
—
Student/Teacher Ratio
9.6:1
16:1
Bachelor's Degree or Higher
26.5%
35.4%
High School Diploma or Higher
94.0%
91.1%
Weather & Climate
Simms sees average highs of 35.7°F in January
and 79.7°F in July,
with 12.3 inches of annual precipitation
and 45.9 inches of snow per year.
Simms's cost of living index is 93, where 100 is the national average.
That makes Simms roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $192,800 and median rent is N/A/month.
Simms's violent crime rate is 495.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2789.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Simms are operated by Sun River Valley Elem.
The district has 2 elementary, 1 middle, and several high schools.
The student-to-teacher ratio is 9.6:1. 26.5% of adults 25+ hold a bachelor's degree or higher.
Simms, MT has a population of 329, a median household income of $94,063, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Simms averages 35.7°F in January and 79.7°F in July. Annual rainfall is 12.3 inches
with about 45.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Simms, MT is covered by 1 ZIP code: 59477.
The population of Simms, Montana is 329 with a median age of 39.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Simms: cost of living index 93 (100 = US average), median home $192,800, median household income $94,063, crime index 131 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Simms side by side with your current city to see the trade-offs.