Median Income
$25,313
household / year
Median Home Value
$196,000
owner-occupied
Median Rent
$775
gross / month
Cost of Living
91
national avg = 100

Is Plains, MT a Good Place to Live?

Plains is a small town of 1,181 in Montana, with a median household income of $25,313 and a 2.5% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Plains stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Plains is right for you depends on your priorities — the full breakdown is below.

All Plains city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.4

Plains's overall cost of living index is 91.4, where 100 represents the US national average. Living in Plains costs roughly 9% less than the average American city.

Metric Plains, MT National Avg
Median Home Value $196,000 $244,900
Median Monthly Rent $775 $1,163
Homeownership Rate 51.5% 65.9%
Median Household Income $25,313 $74,755

Crime & Safety

Very Safe

Plains's violent crime rate is 214.6 per 100,000 residents — 44% lower than the national average of ~380 per 100,000.

Violent Crime
214.6 /100k
Property Crime
363.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Plains is served primarily by Plains K-12. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Plains, MT National Avg
School District Plains K-12 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 16.3% 35.4%
High School Diploma or Higher 88.8% 91.1%

Weather & Climate

Plains sees average highs of 35.0°F in January and 86.4°F in July, with 16.4 inches of annual precipitation and 15.3 inches of snow per year.

MetricPlains, MT
Average High — January35.0°F
Average High — July86.4°F
Annual Precipitation16.4"
Annual Snowfall15.3"

Demographics

MetricPlains, MTNational Avg
Population1,181—
Median Age43.838.9
Unemployment Rate2.5%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)89.2%59.3%
Black or African American0.3%13.6%
Hispanic or Latino2.5%18.9%
Asian0.0%6.3%
Under 1816.4%22.2%
65 and over23.7%16.8%

Nearby Cities

Plains vs Other Cities

Frequently Asked Questions

Plains's cost of living index is 91, where 100 is the national average. That makes Plains roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $196,000 and median rent is $775/month.
Plains's violent crime rate is 214.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 363.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Plains are operated by Plains K-12. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.0:1. 16.3% of adults 25+ hold a bachelor's degree or higher.
Plains, MT has a population of 1,181, a median household income of $25,313, and an unemployment rate of 2.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Plains averages 35.0°F in January and 86.4°F in July. Annual rainfall is 16.4 inches with about 15.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Plains, Montana is 1,181 with a median age of 43.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Plains: cost of living index 91 (100 = US average), median home $196,000, median household income $25,313, crime index 41 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Plains side by side with your current city to see the trade-offs.