Luther is a small town of 39 in Montana, with a median household income of $124,375
.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Luther stands out for an affordable cost of living, a well-educated population.
Trade-offs:
Potential downsides include longer commutes. Whether Luther is right for you depends on your priorities — the full breakdown is below.
All Luther city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.6
Luther's overall cost of living index is 89.6,
where 100 represents the US national average.
Living in Luther costs roughly 10% less than the average American city.
Metric
Luther, MT
National Avg
Median Home Value
$275,000
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
100.0%
65.9%
Median Household Income
$124,375
$74,755
Crime & Safety
Very Safe
Luther's violent crime rate is 83.9 per 100,000 residents
— 78% lower than the national average of ~380 per 100,000.
Violent Crime
83.9 /100k
Property Crime
158.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Luther is served primarily by Luther Elem.
Metric
Luther, MT
National Avg
School District
Luther Elem
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
48.7%
35.4%
High School Diploma or Higher
89.7%
91.1%
Weather & Climate
Luther sees average highs of 37.5°F in January
and 81.2°F in July,
with 28.7 inches of annual precipitation
and 141.9 inches of snow per year.
Luther's cost of living index is 90, where 100 is the national average.
That makes Luther roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $275,000 and median rent is N/A/month.
Luther's violent crime rate is 83.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 158.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Luther are operated by Luther Elem.
The district has 1 elementary, several middle, and several high schools.
48.7% of adults 25+ hold a bachelor's degree or higher.
Luther, MT has a population of 39, a median household income of $124,375, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Luther averages 37.5°F in January and 81.2°F in July. Annual rainfall is 28.7 inches
with about 141.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Luther, Montana is 39 with a median age of 48.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Luther: cost of living index 90 (100 = US average), median home $275,000, median household income $124,375, crime index 16 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Luther side by side with your current city to see the trade-offs.
