Is Kalispell, MT a Good Place to Live?
Kalispell is a small city of 25,473 in Montana, with a median household income of $57,123 and a 4.1% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Kalispell stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Kalispell is right for you depends on your priorities — the full breakdown is below.
All Kalispell city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.8Kalispell's overall cost of living index is 95.8, where 100 represents the US national average. Living in Kalispell costs roughly 4% less than the average American city.
| Metric | Kalispell, MT | National Avg |
|---|---|---|
| Median Home Value | $340,700 | $244,900 |
| Median Monthly Rent | $952 | $1,163 |
| Homeownership Rate | 58.5% | 65.9% |
| Median Household Income | $57,123 | $74,755 |
Crime & Safety
Safer than AverageKalispell's violent crime rate is 292.9 per 100,000 residents — 23% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Kalispell is served primarily by Kalispell Elem. The student-to-teacher ratio is 16.0:1 .
| Metric | Kalispell, MT | National Avg |
|---|---|---|
| School District | Kalispell Elem | — |
| Elementary Schools | 6 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 16.0:1 | 16:1 |
| Bachelor's Degree or Higher | 31.7% | 35.4% |
| High School Diploma or Higher | 96.2% | 91.1% |
Weather & Climate
Kalispell sees average highs of 31.0°F in January and 82.2°F in July, with 16.8 inches of annual precipitation and 54.4 inches of snow per year.
| Metric | Kalispell, MT |
|---|---|
| Average High — January | 31.0°F |
| Average High — July | 82.2°F |
| Annual Precipitation | 16.8" |
| Annual Snowfall | 54.4" |
Demographics
| Metric | Kalispell, MT | National Avg |
|---|---|---|
| Population | 25,473 | — |
| Median Age | 35.8 | 38.9 |
| Unemployment Rate | 4.1% | 3.7% |
| Avg Commute Time | 14.6 min | 26 min |
| White (non-Hispanic) | 90.4% | 59.3% |
| Black or African American | 0.5% | 13.6% |
| Hispanic or Latino | 3.1% | 18.9% |
| Asian | 1.6% | 6.3% |
| Under 18 | 23.7% | 22.2% |
| 65 and over | 17.7% | 16.8% |
Nearby Cities
ZIP Codes in Kalispell
Kalispell, MT is covered by 1 ZIP code: