Median Income
$64,798
household / year
Median Home Value
$331,700
owner-occupied
Median Rent
$969
gross / month
Cost of Living
96
national avg = 100

Is Helena, MT a Good Place to Live?

Helena is a small city of 32,529 in Montana, with a median household income of $64,798 and a 3.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Helena stands out for an affordable cost of living, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Helena is right for you depends on your priorities — the full breakdown is below.

All Helena city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.8

Helena's overall cost of living index is 95.8, where 100 represents the US national average. Living in Helena costs roughly 4% less than the average American city.

Metric Helena, MT National Avg
Median Home Value $331,700 $244,900
Median Monthly Rent $969 $1,163
Homeownership Rate 55.2% 65.9%
Median Household Income $64,798 $74,755

Crime & Safety

Near National Average

Helena's violent crime rate is 513.7 per 100,000 residents — 35% higher than the national average of ~380 per 100,000.

Violent Crime
513.7 /100k
Property Crime
2582.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Helena is served primarily by Helena Elem. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).

Metric Helena, MT National Avg
School District Helena Elem —
Elementary Schools 13 —
Middle Schools 3 —
High Schools N/A —
Student/Teacher Ratio 15.9:1 16:1
Bachelor's Degree or Higher 50.5% 35.4%
High School Diploma or Higher 96.2% 91.1%

Weather & Climate

Helena sees average highs of 32.4°F in January and 86.1°F in July, with 14.4 inches of annual precipitation and 37.2 inches of snow per year.

MetricHelena, MT
Average High — January32.4°F
Average High — July86.1°F
Annual Precipitation14.4"
Annual Snowfall37.2"

Demographics

MetricHelena, MTNational Avg
Population32,529—
Median Age39.938.9
Unemployment Rate3.2%3.7%
Avg Commute Time13.4 min26 min
White (non-Hispanic)91.8%59.3%
Black or African American0.9%13.6%
Hispanic or Latino1.7%18.9%
Asian0.9%6.3%
Under 1818.7%22.2%
65 and over20.8%16.8%

Nearby Cities

ZIP Codes in Helena

Helena, MT is covered by 3 ZIP codes:

Helena vs Other Cities

Frequently Asked Questions

Helena's cost of living index is 96, where 100 is the national average. That makes Helena roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $331,700 and median rent is $969/month.
Helena's violent crime rate is 513.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2582.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Helena are operated by Helena Elem. The district has 13 elementary, 3 middle, and several high schools. The student-to-teacher ratio is 15.9:1. 50.5% of adults 25+ hold a bachelor's degree or higher.
Helena, MT has a population of 32,529, a median household income of $64,798, and an unemployment rate of 3.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Helena averages 32.4°F in January and 86.1°F in July. Annual rainfall is 14.4 inches with about 37.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Helena, MT is covered by 3 ZIP codes: 59601, 59625, 59623.
The population of Helena, Montana is 32,529 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Helena: cost of living index 96 (100 = US average), median home $331,700, median household income $64,798, crime index 130 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Helena side by side with your current city to see the trade-offs.