Is Helena, MT a Good Place to Live?
Helena is a small city of 32,529 in Montana, with a median household income of $64,798 and a 3.2% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Helena stands out for an affordable cost of living, solid school ratings (A), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Helena is right for you depends on your priorities — the full breakdown is below.
All Helena city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 95.8Helena's overall cost of living index is 95.8, where 100 represents the US national average. Living in Helena costs roughly 4% less than the average American city.
| Metric | Helena, MT | National Avg |
|---|---|---|
| Median Home Value | $331,700 | $244,900 |
| Median Monthly Rent | $969 | $1,163 |
| Homeownership Rate | 55.2% | 65.9% |
| Median Household Income | $64,798 | $74,755 |
Crime & Safety
Near National AverageHelena's violent crime rate is 513.7 per 100,000 residents — 35% higher than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Helena is served primarily by Helena Elem. The student-to-teacher ratio is 15.9:1 (better than the national average of ~16:1).
| Metric | Helena, MT | National Avg |
|---|---|---|
| School District | Helena Elem | — |
| Elementary Schools | 13 | — |
| Middle Schools | 3 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 15.9:1 | 16:1 |
| Bachelor's Degree or Higher | 50.5% | 35.4% |
| High School Diploma or Higher | 96.2% | 91.1% |
Weather & Climate
Helena sees average highs of 32.4°F in January and 86.1°F in July, with 14.4 inches of annual precipitation and 37.2 inches of snow per year.
| Metric | Helena, MT |
|---|---|
| Average High — January | 32.4°F |
| Average High — July | 86.1°F |
| Annual Precipitation | 14.4" |
| Annual Snowfall | 37.2" |
Demographics
| Metric | Helena, MT | National Avg |
|---|---|---|
| Population | 32,529 | — |
| Median Age | 39.9 | 38.9 |
| Unemployment Rate | 3.2% | 3.7% |
| Avg Commute Time | 13.4 min | 26 min |
| White (non-Hispanic) | 91.8% | 59.3% |
| Black or African American | 0.9% | 13.6% |
| Hispanic or Latino | 1.7% | 18.9% |
| Asian | 0.9% | 6.3% |
| Under 18 | 18.7% | 22.2% |
| 65 and over | 20.8% | 16.8% |
Nearby Cities
ZIP Codes in Helena
Helena, MT is covered by 3 ZIP codes: