Below Average CostNear National AverageCascade Elem
Median Income
N/A
household / year
Median Home Value
$422,700
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
93
national avg = 100
Is Hardy, MT a Good Place to Live?
Hardy is a small town of 68 in Montana, with a median household income of N/A
.
Its cost of living index is 93 (US average = 100), which is
7% below the national average.
Strengths:
Hardy stands out for an affordable cost of living, solid school ratings (A+), a well-educated population.
Trade-offs:
Potential downsides include high home prices. Whether Hardy is right for you depends on your priorities — the full breakdown is below.
All Hardy city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.6
Hardy's overall cost of living index is 92.6,
where 100 represents the US national average.
Living in Hardy costs roughly 7% less than the average American city.
Metric
Hardy, MT
National Avg
Median Home Value
$422,700
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
100.0%
65.9%
Median Household Income
N/A
$74,755
Crime & Safety
Near National Average
Hardy's violent crime rate is 495.3 per 100,000 residents
— 30% higher than the national average of ~380 per 100,000.
Violent Crime
495.3 /100k
Property Crime
2789.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hardy is served primarily by Cascade Elem.
The student-to-teacher ratio is 14.2:1
(better than the national average of ~16:1).
Metric
Hardy, MT
National Avg
School District
Cascade Elem
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
N/A
—
Student/Teacher Ratio
14.2:1
16:1
Bachelor's Degree or Higher
60.0%
35.4%
High School Diploma or Higher
100.0%
91.1%
Weather & Climate
Hardy sees average highs of 38.9°F in January
and 85.7°F in July,
with 16.9 inches of annual precipitation
and 66.8 inches of snow per year.
Hardy's cost of living index is 93, where 100 is the national average.
That makes Hardy roughly 7% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $422,700 and median rent is N/A/month.
Hardy's violent crime rate is 495.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2789.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hardy are operated by Cascade Elem.
The district has 1 elementary, 1 middle, and several high schools.
The student-to-teacher ratio is 14.2:1. 60.0% of adults 25+ hold a bachelor's degree or higher.
Hardy, MT has a population of 68, a median household income of N/A, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hardy averages 38.9°F in January and 85.7°F in July. Annual rainfall is 16.9 inches
with about 66.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Hardy, MT is covered by 1 ZIP code: 59421.
The population of Hardy, Montana is 68 with a median age of 44.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hardy: cost of living index 93 (100 = US average), median home $422,700, median household income N/A, crime index 131 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hardy side by side with your current city to see the trade-offs.