Median Income
$43,750
household / year
Median Home Value
$173,200
owner-occupied
Median Rent
$475
gross / month
Cost of Living
87
national avg = 100

Is Garrison, MT a Good Place to Live?

Garrison is a small town of 127 in Montana, with a median household income of $43,750 and a 7.7% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Garrison stands out for an affordable cost of living, below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Garrison is right for you depends on your priorities — the full breakdown is below.

All Garrison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.9

Garrison's overall cost of living index is 86.9, where 100 represents the US national average. Living in Garrison costs roughly 13% less than the average American city.

Metric Garrison, MT National Avg
Median Home Value $173,200 $244,900
Median Monthly Rent $475 $1,163
Homeownership Rate 78.4% 65.9%
Median Household Income $43,750 $74,755

Crime & Safety

Safer than Average

Garrison's violent crime rate is 508.0 per 100,000 residents — 34% higher than the national average of ~380 per 100,000.

Violent Crime
508.0 /100k
Property Crime
522.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Garrison is served primarily by Garrison Elem. The student-to-teacher ratio is 17.0:1 (slightly above the national average of ~16:1).

Metric Garrison, MT National Avg
School District Garrison Elem
Elementary Schools 1
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio 17.0:1 16:1
Bachelor's Degree or Higher 0.0% 35.4%
High School Diploma or Higher 76.2% 91.1%

Weather & Climate

Garrison sees average highs of 33.2°F in January and 79.1°F in July, with 14.6 inches of annual precipitation and 30.5 inches of snow per year.

MetricGarrison, MT
Average High — January33.2°F
Average High — July79.1°F
Annual Precipitation14.6"
Annual Snowfall30.5"

Demographics

MetricGarrison, MTNational Avg
Population127
Median Age19.838.9
Unemployment Rate7.7%3.7%
Avg Commute Time42.7 min26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1841.7%22.2%
65 and over21.3%16.8%

Nearby Cities

ZIP Codes in Garrison

Garrison, MT is covered by 1 ZIP code:

Garrison vs Other Cities

Frequently Asked Questions

Garrison's cost of living index is 87, where 100 is the national average. That makes Garrison roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $173,200 and median rent is $475/month.
Garrison's violent crime rate is 508.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 522.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Garrison are operated by Garrison Elem. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 17.0:1. 0.0% of adults 25+ hold a bachelor's degree or higher.
Garrison, MT has a population of 127, a median household income of $43,750, and an unemployment rate of 7.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Garrison averages 33.2°F in January and 79.1°F in July. Annual rainfall is 14.6 inches with about 30.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Garrison, MT is covered by 1 ZIP code: 59731.
The population of Garrison, Montana is 127 with a median age of 19.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Garrison: cost of living index 87 (100 = US average), median home $173,200, median household income $43,750, crime index 90 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Garrison side by side with your current city to see the trade-offs.