What are the schools like in Cut Bank, MT?

Cut Bank is served primarily by Cut Bank Elem. The district operates 6 elementary schools, 1 middle schools, and several high schools with a student-to-teacher ratio of 12.7:1.

What is the median household income in Cut Bank?

The median household income in Cut Bank, MT is $41,759 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.6%.

What is the weather like in Cut Bank, MT?

Cut Bank has an average high temperature of 32.3°F in January and 80.2°F in July. Annual precipitation averages 15.7 inches and annual snowfall averages 38.9 inches.

Cut Bank, MT Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Cut Bank, MT affordable or expensive?

Cut Bank's cost of living index is 90, where 100 represents the national average. This means Cut Bank is 10% less expensive than the average US city. The median home value is $122,400 and the median rent is $819 per month.

Q: What is the crime rate in Cut Bank, MT?

Cut Bank has a violent crime rate of 1032.0 incidents per 100,000 residents and a property crime rate of 4660.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Cut Bank, MT a Good Place to Live?

Cut Bank is a small town of 3,061 in Montana, with a median household income of $41,759 and a 2.6% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Cut Bank stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether Cut Bank is right for you depends on your priorities — the full breakdown is below.

All Cut Bank city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.6

Cut Bank's overall cost of living index is 89.6, where 100 represents the US national average. Living in Cut Bank costs roughly 10% less than the average American city.

Metric	Cut Bank, MT	National Avg
Median Home Value	$122,400	$244,900
Median Monthly Rent	$819	$1,163
Homeownership Rate	64.4%	65.9%
Median Household Income	$41,759	$74,755

Crime & Safety

High Crime

Cut Bank's violent crime rate is 1032.0 per 100,000 residents — 172% higher than the national average of ~380 per 100,000.

Violent Crime

1032.0 /100k

Property Crime

4660.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cut Bank is served primarily by Cut Bank Elem. The student-to-teacher ratio is 12.7:1 (better than the national average of ~16:1).

Metric	Cut Bank, MT	National Avg
School District	Cut Bank Elem	—
Elementary Schools	6	—
Middle Schools	1	—
High Schools	N/A	—
Student/Teacher Ratio	12.7:1	16:1
Bachelor's Degree or Higher	18.9%	35.4%
High School Diploma or Higher	89.5%	91.1%

Weather & Climate

Cut Bank sees average highs of 32.3°F in January and 80.2°F in July, with 15.7 inches of annual precipitation and 38.9 inches of snow per year.

Metric	Cut Bank, MT
Average High — January	32.3°F
Average High — July	80.2°F
Annual Precipitation	15.7"
Annual Snowfall	38.9"

Demographics

Metric	Cut Bank, MT	National Avg
Population	3,061	—
Median Age	37.8	38.9
Unemployment Rate	2.6%	3.7%
Avg Commute Time	11.3 min	26 min
White (non-Hispanic)	65.2%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	2.3%	18.9%
Asian	0.5%	6.3%
Under 18	32.7%	22.2%
65 and over	14.3%	16.8%

Nearby Cities

Little Browning, MT 1 mi Santa Rita, MT 4 mi Horizon Colony, MT 7 mi Hidden Lake Colony, MT 13 mi Seville Colony, MT 13 mi

Cut Bank vs Other Cities

Cut Bank, MT vs Little Browning, MT Cut Bank, MT vs Santa Rita, MT Cut Bank, MT vs Horizon Colony, MT Cut Bank, MT vs Hidden Lake Colony, MT Cut Bank, MT vs Seville Colony, MT

Frequently Asked Questions

Is Cut Bank, MT affordable or expensive?

Cut Bank's cost of living index is 90, where 100 is the national average. That makes Cut Bank roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $122,400 and median rent is $819/month.

What is the crime rate in Cut Bank, MT?

Cut Bank's violent crime rate is 1032.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4660.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Cut Bank?

Public schools in Cut Bank are operated by Cut Bank Elem. The district has 6 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 12.7:1. 18.9% of adults 25+ hold a bachelor's degree or higher.

Is Cut Bank, MT a good place to live?

Cut Bank, MT has a population of 3,061, a median household income of $41,759, and an unemployment rate of 2.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Cut Bank?

Cut Bank averages 32.3°F in January and 80.2°F in July. Annual rainfall is 15.7 inches with about 38.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Cut Bank?

The population of Cut Bank, Montana is 3,061 with a median age of 37.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Cut Bank?

Key numbers for living in Cut Bank: cost of living index 90 (100 = US average), median home $122,400, median household income $41,759, crime index 252 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cut Bank side by side with your current city to see the trade-offs.