Median Income
$96,667
household / year
Median Home Value
$170,000
owner-occupied
Median Rent
$726
gross / month
Cost of Living
90
national avg = 100

Is Baker, MT a Good Place to Live?

Baker is a small town of 1,500 in Montana, with a median household income of $96,667 . Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Baker stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Baker is right for you depends on your priorities — the full breakdown is below.

All Baker city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.2

Baker's overall cost of living index is 90.2, where 100 represents the US national average. Living in Baker costs roughly 10% less than the average American city.

Metric Baker, MT National Avg
Median Home Value $170,000 $244,900
Median Monthly Rent $726 $1,163
Homeownership Rate 74.3% 65.9%
Median Household Income $96,667 $74,755

Crime & Safety

Very Safe

Baker's violent crime rate is 222.0 per 100,000 residents — 42% lower than the national average of ~380 per 100,000.

Violent Crime
222.0 /100k
Property Crime
166.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Baker is served primarily by Baker K-12 Schools. The student-to-teacher ratio is 12.2:1 (better than the national average of ~16:1).

Metric Baker, MT National Avg
School District Baker K-12 Schools —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.2:1 16:1
Bachelor's Degree or Higher 12.3% 35.4%
High School Diploma or Higher 94.4% 91.1%

Weather & Climate

Baker sees average highs of 28.9°F in January and 85.7°F in July, with 14.7 inches of annual precipitation and 34.2 inches of snow per year.

MetricBaker, MT
Average High — January28.9°F
Average High — July85.7°F
Annual Precipitation14.7"
Annual Snowfall34.2"

Demographics

MetricBaker, MTNational Avg
Population1,500—
Median Age35.638.9
Unemployment Rate0.0%3.7%
Avg Commute Time24.2 min26 min
White (non-Hispanic)93.9%59.3%
Black or African American0.1%13.6%
Hispanic or Latino0.7%18.9%
Asian0.0%6.3%
Under 1820.4%22.2%
65 and over20.8%16.8%

Nearby Cities

ZIP Codes in Baker

Baker, MT is covered by 1 ZIP code:

Baker vs Other Cities

Frequently Asked Questions

Baker's cost of living index is 90, where 100 is the national average. That makes Baker roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $170,000 and median rent is $726/month.
Baker's violent crime rate is 222.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 166.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Baker are operated by Baker K-12 Schools. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.2:1. 12.3% of adults 25+ hold a bachelor's degree or higher.
Baker, MT has a population of 1,500, a median household income of $96,667, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Baker averages 28.9°F in January and 85.7°F in July. Annual rainfall is 14.7 inches with about 34.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Baker, MT is covered by 1 ZIP code: 59313.
The population of Baker, Montana is 1,500 with a median age of 35.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Baker: cost of living index 90 (100 = US average), median home $170,000, median household income $96,667, crime index 38 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Baker side by side with your current city to see the trade-offs.