Median Income
$16,129
household / year
Median Home Value
$13,300
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
92
national avg = 100

Is White Oak, MS a Good Place to Live?

White Oak is a small town of 551 in Mississippi, with a median household income of $16,129 and a 6.7% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: White Oak stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether White Oak is right for you depends on your priorities — the full breakdown is below.

All White Oak city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.4

White Oak's overall cost of living index is 92.4, where 100 represents the US national average. Living in White Oak costs roughly 8% less than the average American city.

Metric White Oak, MS National Avg
Median Home Value $13,300 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 51.4% 65.9%
Median Household Income $16,129 $74,755

Crime & Safety

High Crime

White Oak's violent crime rate is 685.2 per 100,000 residents — 80% higher than the national average of ~380 per 100,000.

Violent Crime
685.2 /100k
Property Crime
4765.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric White Oak, MS National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 5.8% 35.4%
High School Diploma or Higher 58.4% 91.1%

Weather & Climate

White Oak sees average highs of 49.2°F in January and 91.3°F in July, with 56.5 inches of annual precipitation and 1.1 inches of snow per year.

MetricWhite Oak, MS
Average High — January49.2°F
Average High — July91.3°F
Annual Precipitation56.5"
Annual Snowfall1.1"

Demographics

MetricWhite Oak, MSNational Avg
Population551—
Median Age18.138.9
Unemployment Rate6.7%3.7%
Avg Commute Time24.1 min26 min
White (non-Hispanic)0.0%59.3%
Black or African American100.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1848.6%22.2%
65 and over2.7%16.8%

Nearby Cities

White Oak vs Other Cities

Frequently Asked Questions

White Oak's cost of living index is 92, where 100 is the national average. That makes White Oak roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $13,300 and median rent is N/A/month.
White Oak's violent crime rate is 685.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4765.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
White Oak, MS has a population of 551, a median household income of $16,129, and an unemployment rate of 6.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
White Oak averages 49.2°F in January and 91.3°F in July. Annual rainfall is 56.5 inches with about 1.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of White Oak, Mississippi is 551 with a median age of 18.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in White Oak: cost of living index 92 (100 = US average), median home $13,300, median household income $16,129, crime index 199 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare White Oak side by side with your current city to see the trade-offs.