What are the schools like in Terry, MS?

Terry is served primarily by Hinds County School District. The district operates 5 elementary schools, 1 middle schools, and 4 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Terry?

The median household income in Terry, MS is $46,585 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.9%.

What is the weather like in Terry, MS?

Terry has an average high temperature of 58.1°F in January and 92.2°F in July. Annual precipitation averages 59.1 inches and annual snowfall averages 0.7 inches.

Terry, MS Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Terry, MS affordable or expensive?

Terry's cost of living index is 91, where 100 represents the national average. This means Terry is 9% less expensive than the average US city. The median home value is $161,500 and the median rent is $1,000 per month.

Q: What is the crime rate in Terry, MS?

Crime rate data for Terry is not currently available from the FBI's reported data.

Is Terry, MS a Good Place to Live?

Terry is a small town of 1,541 in Mississippi, with a median household income of $46,585 and a 0.9% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Terry stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include longer commutes. Whether Terry is right for you depends on your priorities — the full breakdown is below.

All Terry city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.7

Terry's overall cost of living index is 90.7, where 100 represents the US national average. Living in Terry costs roughly 9% less than the average American city.

Metric	Terry, MS	National Avg
Median Home Value	$161,500	$244,900
Median Monthly Rent	$1,000	$1,163
Homeownership Rate	88.9%	65.9%
Median Household Income	$46,585	$74,755

Crime & Safety

Crime data for Terry is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Terry is served primarily by Hinds County School District. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Terry, MS	National Avg
School District	Hinds County School District	—
Elementary Schools	5	—
Middle Schools	1	—
High Schools	4	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	40.7%	35.4%
High School Diploma or Higher	94.9%	91.1%

Weather & Climate

Terry sees average highs of 58.1°F in January and 92.2°F in July, with 59.1 inches of annual precipitation and 0.7 inches of snow per year.

Metric	Terry, MS
Average High — January	58.1°F
Average High — July	92.2°F
Annual Precipitation	59.1"
Annual Snowfall	0.7"

Demographics

Metric	Terry, MS	National Avg
Population	1,541	—
Median Age	28.5	38.9
Unemployment Rate	0.9%	3.7%
Avg Commute Time	33.7 min	26 min
White (non-Hispanic)	14.5%	59.3%
Black or African American	84.0%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	40.4%	22.2%
65 and over	9.0%	16.8%

Nearby Cities

Byram, MS 6 mi Cleary, MS 7 mi Crystal Springs, MS 9 mi Florence, MS 11 mi Richland, MS 12 mi

ZIP Codes in Terry

Terry, MS is covered by 1 ZIP code:

39170

Terry vs Other Cities

Terry, MS vs Byram, MS Terry, MS vs Cleary, MS Terry, MS vs Crystal Springs, MS Terry, MS vs Florence, MS Terry, MS vs Richland, MS

Frequently Asked Questions

Is Terry, MS affordable or expensive?

Terry's cost of living index is 91, where 100 is the national average. That makes Terry roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $161,500 and median rent is $1,000/month.

What is the crime rate in Terry, MS?

Crime data for Terry is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Terry?

Public schools in Terry are operated by Hinds County School District. The district has 5 elementary, 1 middle, and 4 high schools. The student-to-teacher ratio is 14.6:1. 40.7% of adults 25+ hold a bachelor's degree or higher.

Is Terry, MS a good place to live?

Terry, MS has a population of 1,541, a median household income of $46,585, and an unemployment rate of 0.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Terry?

Terry averages 58.1°F in January and 92.2°F in July. Annual rainfall is 59.1 inches with about 0.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Terry?

Terry, MS is covered by 1 ZIP code: 39170.

What is the population of Terry?

The population of Terry, Mississippi is 1,541 with a median age of 28.5. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Terry?

Key numbers for living in Terry: cost of living index 91 (100 = US average), median home $161,500, median household income $46,585, schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Terry side by side with your current city to see the trade-offs.