Summit is a small town of 2,774 in Mississippi, with a median household income of $33,340
and a 9.2% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Summit stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Summit is right for you depends on your priorities — the full breakdown is below.
All Summit city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.9
Summit's overall cost of living index is 89.9,
where 100 represents the US national average.
Living in Summit costs roughly 10% less than the average American city.
Metric
Summit, MS
National Avg
Median Home Value
$102,500
$244,900
Median Monthly Rent
$884
$1,163
Homeownership Rate
51.5%
65.9%
Median Household Income
$33,340
$74,755
Crime & Safety
Very Safe
Summit's violent crime rate is 241.8 per 100,000 residents
— 36% lower than the national average of ~380 per 100,000.
Violent Crime
241.8 /100k
Property Crime
758.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Summit is served primarily by North Pike Schools.
The student-to-teacher ratio is 13.9:1
(better than the national average of ~16:1).
Metric
Summit, MS
National Avg
School District
North Pike Schools
—
Elementary Schools
1
—
Middle Schools
2
—
High Schools
2
—
Student/Teacher Ratio
13.9:1
16:1
Bachelor's Degree or Higher
21.2%
35.4%
High School Diploma or Higher
85.3%
91.1%
Weather & Climate
Summit sees average highs of 59.8°F in January
and 91.0°F in July,
with 63.1 inches of annual precipitation
.
Summit's cost of living index is 90, where 100 is the national average.
That makes Summit roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $102,500 and median rent is $884/month.
Summit's violent crime rate is 241.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 758.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Summit are operated by North Pike Schools.
The district has 1 elementary, 2 middle, and 2 high schools.
The student-to-teacher ratio is 13.9:1. 21.2% of adults 25+ hold a bachelor's degree or higher.
Summit, MS has a population of 2,774, a median household income of $33,340, and an unemployment rate of 9.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Summit averages 59.8°F in January and 91.0°F in July. Annual rainfall is 63.1 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Summit, MS is covered by 1 ZIP code: 39666.
The population of Summit, Mississippi is 2,774 with a median age of 27.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Summit: cost of living index 90 (100 = US average), median home $102,500, median household income $33,340, crime index 53 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Summit side by side with your current city to see the trade-offs.
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