Smithville is a small town of 741 in Mississippi, with a median household income of $40,093
and a 4.9% unemployment rate.
Its cost of living index is 86 (US average = 100), which is
14% below the national average.
Strengths:
Smithville stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
Potential downsides include longer commutes. Whether Smithville is right for you depends on your priorities — the full breakdown is below.
All Smithville city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 86.4
Smithville's overall cost of living index is 86.4,
where 100 represents the US national average.
Living in Smithville costs roughly 14% less than the average American city.
Metric
Smithville, MS
National Avg
Median Home Value
$82,100
$244,900
Median Monthly Rent
$655
$1,163
Homeownership Rate
69.4%
65.9%
Median Household Income
$40,093
$74,755
Crime & Safety
Very Safe
Smithville's violent crime rate is 212.8 per 100,000 residents
— 44% lower than the national average of ~380 per 100,000.
Violent Crime
212.8 /100k
Property Crime
808.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Smithville is served primarily by Monroe County School District.
The student-to-teacher ratio is 11.3:1
(better than the national average of ~16:1).
Metric
Smithville, MS
National Avg
School District
Monroe County School District
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
2
—
Student/Teacher Ratio
11.3:1
16:1
Bachelor's Degree or Higher
10.6%
35.4%
High School Diploma or Higher
86.3%
91.1%
Weather & Climate
Smithville sees average highs of 50.9°F in January
and 89.3°F in July,
with 57.5 inches of annual precipitation
.
Smithville's cost of living index is 86, where 100 is the national average.
That makes Smithville roughly 14% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $82,100 and median rent is $655/month.
Smithville's violent crime rate is 212.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 808.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Smithville are operated by Monroe County School District.
The district has several elementary, several middle, and 2 high schools.
The student-to-teacher ratio is 11.3:1. 10.6% of adults 25+ hold a bachelor's degree or higher.
Smithville, MS has a population of 741, a median household income of $40,093, and an unemployment rate of 4.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Smithville averages 50.9°F in January and 89.3°F in July. Annual rainfall is 57.5 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Smithville, MS is covered by 1 ZIP code: 38870.
The population of Smithville, Mississippi is 741 with a median age of 47.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Smithville: cost of living index 86 (100 = US average), median home $82,100, median household income $40,093, crime index 49 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Smithville side by side with your current city to see the trade-offs.
