Pearl River is a small town of 4,298 in Mississippi, with a median household income of $40,614
and a 6.6% unemployment rate.
Its cost of living index is 83 (US average = 100), which is
17% below the national average.
Strengths:
Pearl River stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Pearl River is right for you depends on your priorities — the full breakdown is below.
All Pearl River city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 82.9
Pearl River's overall cost of living index is 82.9,
where 100 represents the US national average.
Living in Pearl River costs roughly 17% less than the average American city.
Metric
Pearl River, MS
National Avg
Median Home Value
$56,200
$244,900
Median Monthly Rent
$534
$1,163
Homeownership Rate
79.0%
65.9%
Median Household Income
$40,614
$74,755
Crime & Safety
Very Safe
Pearl River's violent crime rate is 257.6 per 100,000 residents
— 32% lower than the national average of ~380 per 100,000.
Violent Crime
257.6 /100k
Property Crime
971.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Pearl River is served primarily by Neshoba County Schools.
The student-to-teacher ratio is 14.7:1
(better than the national average of ~16:1).
Metric
Pearl River, MS
National Avg
School District
Neshoba County Schools
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
14.7:1
16:1
Bachelor's Degree or Higher
6.5%
35.4%
High School Diploma or Higher
65.5%
91.1%
Weather & Climate
Pearl River sees average highs of 55.9°F in January
and 91.1°F in July,
with 60.8 inches of annual precipitation
and 0.2 inches of snow per year.
Pearl River's cost of living index is 83, where 100 is the national average.
That makes Pearl River roughly 17% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $56,200 and median rent is $534/month.
Pearl River's violent crime rate is 257.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 971.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pearl River are operated by Neshoba County Schools.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 14.7:1. 6.5% of adults 25+ hold a bachelor's degree or higher.
Pearl River, MS has a population of 4,298, a median household income of $40,614, and an unemployment rate of 6.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pearl River averages 55.9°F in January and 91.1°F in July. Annual rainfall is 60.8 inches
with about 0.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Pearl River, MS is covered by 1 ZIP code: 39350.
The population of Pearl River, Mississippi is 4,298 with a median age of 33.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pearl River: cost of living index 83 (100 = US average), median home $56,200, median household income $40,614, crime index 59 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Pearl River side by side with your current city to see the trade-offs.