Very AffordableVery SafeOcean Springs School District
Shrimpboats · Zach123abc / CC BY-SA 3.0FEMA - 37537 - Biloxi Bay Bridge in Mississippi · Jennifer Smits / Public domainMississippi-Coast-towns-NOAA · Wikid77 / Public domainBiloxi Bay from Ocean Springs, Mississippi (2013) · bugflickr / CC BY-SA 2.0
Ocean Springs is a small city of 18,417 in Mississippi, with a median household income of $72,500
and a 4.1% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Ocean Springs stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A-), a well-educated population.
Trade-offs:
No major red flags stand out in the available data. Whether Ocean Springs is right for you depends on your priorities — the full breakdown is below.
All Ocean Springs city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.3
Ocean Springs's overall cost of living index is 89.3,
where 100 represents the US national average.
Living in Ocean Springs costs roughly 11% less than the average American city.
Metric
Ocean Springs, MS
National Avg
Median Home Value
$213,400
$244,900
Median Monthly Rent
$1,223
$1,163
Homeownership Rate
70.0%
65.9%
Median Household Income
$72,500
$74,755
Crime & Safety
Very Safe
Ocean Springs's violent crime rate is 98.0 per 100,000 residents
— 74% lower than the national average of ~380 per 100,000.
Violent Crime
98.0 /100k
Property Crime
2265.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Ocean Springs is served primarily by Ocean Springs School District.
The student-to-teacher ratio is 13.6:1
(better than the national average of ~16:1).
Metric
Ocean Springs, MS
National Avg
School District
Ocean Springs School District
—
Elementary Schools
3
—
Middle Schools
2
—
High Schools
2
—
Student/Teacher Ratio
13.6:1
16:1
Bachelor's Degree or Higher
43.6%
35.4%
High School Diploma or Higher
95.7%
91.1%
Weather & Climate
Ocean Springs sees average highs of 59.8°F in January
and 89.7°F in July,
with 65.9 inches of annual precipitation
and 0.3 inches of snow per year.
Ocean Springs's cost of living index is 89, where 100 is the national average.
That makes Ocean Springs roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $213,400 and median rent is $1,223/month.
Ocean Springs's violent crime rate is 98.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2265.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ocean Springs are operated by Ocean Springs School District.
The district has 3 elementary, 2 middle, and 2 high schools.
The student-to-teacher ratio is 13.6:1. 43.6% of adults 25+ hold a bachelor's degree or higher.
Ocean Springs, MS has a population of 18,417, a median household income of $72,500, and an unemployment rate of 4.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ocean Springs averages 59.8°F in January and 89.7°F in July. Annual rainfall is 65.9 inches
with about 0.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Ocean Springs, MS is covered by 1 ZIP code: 39564.
The population of Ocean Springs, Mississippi is 18,417 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ocean Springs: cost of living index 89 (100 = US average), median home $213,400, median household income $72,500, crime index 59 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Ocean Springs side by side with your current city to see the trade-offs.
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