Median Income
$124,575
household / year
Median Home Value
$312,800
owner-occupied
Median Rent
$1,744
gross / month
Cost of Living
91
national avg = 100

Is Madison, MS a Good Place to Live?

Madison is a small city of 27,595 in Mississippi, with a median household income of $124,575 and a 2.7% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Madison stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Madison is right for you depends on your priorities — the full breakdown is below.

All Madison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.7

Madison's overall cost of living index is 90.7, where 100 represents the US national average. Living in Madison costs roughly 9% less than the average American city.

Metric Madison, MS National Avg
Median Home Value $312,800 $244,900
Median Monthly Rent $1,744 $1,163
Homeownership Rate 93.2% 65.9%
Median Household Income $124,575 $74,755

Crime & Safety

Very Safe

Madison's violent crime rate is 57.0 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.

Violent Crime
57.0 /100k
Property Crime
388.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Madison is served primarily by Madison County Schools. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).

Metric Madison, MS National Avg
School District Madison County Schools —
Elementary Schools 11 —
Middle Schools 4 —
High Schools 6 —
Student/Teacher Ratio 12.0:1 16:1
Bachelor's Degree or Higher 67.7% 35.4%
High School Diploma or Higher 97.2% 91.1%

Weather & Climate

Madison sees average highs of 57.4°F in January and 92.1°F in July, with 61.0 inches of annual precipitation and 1.0 inches of snow per year.

MetricMadison, MS
Average High — January57.4°F
Average High — July92.1°F
Annual Precipitation61.0"
Annual Snowfall1.0"

Demographics

MetricMadison, MSNational Avg
Population27,595—
Median Age40.638.9
Unemployment Rate2.7%3.7%
Avg Commute Time23.9 min26 min
White (non-Hispanic)77.6%59.3%
Black or African American13.2%13.6%
Hispanic or Latino1.5%18.9%
Asian6.0%6.3%
Under 1827.6%22.2%
65 and over15.8%16.8%

Nearby Cities

ZIP Codes in Madison

Madison, MS is covered by 1 ZIP code:

Madison vs Other Cities

Frequently Asked Questions

Madison's cost of living index is 91, where 100 is the national average. That makes Madison roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $312,800 and median rent is $1,744/month.
Madison's violent crime rate is 57.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 388.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Madison are operated by Madison County Schools. The district has 11 elementary, 4 middle, and 6 high schools. The student-to-teacher ratio is 12.0:1. 67.7% of adults 25+ hold a bachelor's degree or higher.
Madison, MS has a population of 27,595, a median household income of $124,575, and an unemployment rate of 2.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Madison averages 57.4°F in January and 92.1°F in July. Annual rainfall is 61.0 inches with about 1.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Madison, MS is covered by 1 ZIP code: 39110.
The population of Madison, Mississippi is 27,595 with a median age of 40.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Madison: cost of living index 91 (100 = US average), median home $312,800, median household income $124,575, crime index 16 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Madison side by side with your current city to see the trade-offs.