Is Madison, MS a Good Place to Live?
Madison is a small city of 27,595 in Mississippi, with a median household income of $124,575 and a 2.7% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Madison stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Madison is right for you depends on your priorities — the full breakdown is below.
All Madison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.7Madison's overall cost of living index is 90.7, where 100 represents the US national average. Living in Madison costs roughly 9% less than the average American city.
| Metric | Madison, MS | National Avg |
|---|---|---|
| Median Home Value | $312,800 | $244,900 |
| Median Monthly Rent | $1,744 | $1,163 |
| Homeownership Rate | 93.2% | 65.9% |
| Median Household Income | $124,575 | $74,755 |
Crime & Safety
Very SafeMadison's violent crime rate is 57.0 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Madison is served primarily by Madison County Schools. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).
| Metric | Madison, MS | National Avg |
|---|---|---|
| School District | Madison County Schools | — |
| Elementary Schools | 11 | — |
| Middle Schools | 4 | — |
| High Schools | 6 | — |
| Student/Teacher Ratio | 12.0:1 | 16:1 |
| Bachelor's Degree or Higher | 67.7% | 35.4% |
| High School Diploma or Higher | 97.2% | 91.1% |
Weather & Climate
Madison sees average highs of 57.4°F in January and 92.1°F in July, with 61.0 inches of annual precipitation and 1.0 inches of snow per year.
| Metric | Madison, MS |
|---|---|
| Average High — January | 57.4°F |
| Average High — July | 92.1°F |
| Annual Precipitation | 61.0" |
| Annual Snowfall | 1.0" |
Demographics
| Metric | Madison, MS | National Avg |
|---|---|---|
| Population | 27,595 | — |
| Median Age | 40.6 | 38.9 |
| Unemployment Rate | 2.7% | 3.7% |
| Avg Commute Time | 23.9 min | 26 min |
| White (non-Hispanic) | 77.6% | 59.3% |
| Black or African American | 13.2% | 13.6% |
| Hispanic or Latino | 1.5% | 18.9% |
| Asian | 6.0% | 6.3% |
| Under 18 | 27.6% | 22.2% |
| 65 and over | 15.8% | 16.8% |
Nearby Cities
ZIP Codes in Madison
Madison, MS is covered by 1 ZIP code: