Median Income
$29,470
household / year
Median Home Value
$95,200
owner-occupied
Median Rent
$545
gross / month
Cost of Living
86
national avg = 100

Is Columbia, MS a Good Place to Live?

Columbia is a small town of 5,831 in Mississippi, with a median household income of $29,470 and a 8.6% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Columbia stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Columbia is right for you depends on your priorities — the full breakdown is below.

All Columbia city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.7

Columbia's overall cost of living index is 85.7, where 100 represents the US national average. Living in Columbia costs roughly 14% less than the average American city.

Metric Columbia, MS National Avg
Median Home Value $95,200 $244,900
Median Monthly Rent $545 $1,163
Homeownership Rate 59.6% 65.9%
Median Household Income $29,470 $74,755

Crime & Safety

Very Safe

Columbia's violent crime rate is 272.7 per 100,000 residents — 28% lower than the national average of ~380 per 100,000.

Violent Crime
272.7 /100k
Property Crime
472.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Columbia is served primarily by Marion County School District. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric Columbia, MS National Avg
School District Marion County School District —
Elementary Schools 2 —
Middle Schools 2 —
High Schools 3 —
Student/Teacher Ratio 13.1:1 16:1
Bachelor's Degree or Higher 13.9% 35.4%
High School Diploma or Higher 77.6% 91.1%

Weather & Climate

Columbia sees average highs of 59.9°F in January and 91.6°F in July, with 61.9 inches of annual precipitation and 0.2 inches of snow per year.

MetricColumbia, MS
Average High — January59.9°F
Average High — July91.6°F
Annual Precipitation61.9"
Annual Snowfall0.2"

Demographics

MetricColumbia, MSNational Avg
Population5,831—
Median Age40.138.9
Unemployment Rate8.6%3.7%
Avg Commute Time26.7 min26 min
White (non-Hispanic)55.1%59.3%
Black or African American42.8%13.6%
Hispanic or Latino1.2%18.9%
Asian0.2%6.3%
Under 1823.2%22.2%
65 and over22.9%16.8%

Nearby Cities

ZIP Codes in Columbia

Columbia, MS is covered by 1 ZIP code:

Columbia vs Other Cities

Frequently Asked Questions

Columbia's cost of living index is 86, where 100 is the national average. That makes Columbia roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $95,200 and median rent is $545/month.
Columbia's violent crime rate is 272.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 472.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Columbia are operated by Marion County School District. The district has 2 elementary, 2 middle, and 3 high schools. The student-to-teacher ratio is 13.1:1. 13.9% of adults 25+ hold a bachelor's degree or higher.
Columbia, MS has a population of 5,831, a median household income of $29,470, and an unemployment rate of 8.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Columbia averages 59.9°F in January and 91.6°F in July. Annual rainfall is 61.9 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Columbia, MS is covered by 1 ZIP code: 39429.
The population of Columbia, Mississippi is 5,831 with a median age of 40.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Columbia: cost of living index 86 (100 = US average), median home $95,200, median household income $29,470, crime index 52 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Columbia side by side with your current city to see the trade-offs.