What are the schools like in Collins, MS?

Collins is served primarily by Covington County School District. The district operates 3 elementary schools, 1 middle schools, and 3 high schools with a student-to-teacher ratio of 11.5:1.

What is the median household income in Collins?

The median household income in Collins, MS is $31,435 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 13.0%.

What is the weather like in Collins, MS?

Collins has an average high temperature of 61.8°F in January and 94.1°F in July. Annual precipitation averages 58.1 inches and annual snowfall averages 0.2 inches.

Collins, MS Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Collins, MS affordable or expensive?

Collins's cost of living index is 89, where 100 represents the national average. This means Collins is 11% less expensive than the average US city. The median home value is $76,000 and the median rent is $727 per month.

Q: What is the crime rate in Collins, MS?

Collins has a violent crime rate of 537.6 incidents per 100,000 residents and a property crime rate of 2688.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Collins, MS a Good Place to Live?

Collins is a small town of 2,270 in Mississippi, with a median household income of $31,435 and a 13.0% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Collins stands out for an affordable cost of living, below-average home prices, solid school ratings (B).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Collins is right for you depends on your priorities — the full breakdown is below.

All Collins city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.3

Collins's overall cost of living index is 89.3, where 100 represents the US national average. Living in Collins costs roughly 11% less than the average American city.

Metric	Collins, MS	National Avg
Median Home Value	$76,000	$244,900
Median Monthly Rent	$727	$1,163
Homeownership Rate	55.9%	65.9%
Median Household Income	$31,435	$74,755

Crime & Safety

Near National Average

Collins's violent crime rate is 537.6 per 100,000 residents — 41% higher than the national average of ~380 per 100,000.

Violent Crime

537.6 /100k

Property Crime

2688.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Collins is served primarily by Covington County School District. The student-to-teacher ratio is 11.5:1 (better than the national average of ~16:1).

Metric	Collins, MS	National Avg
School District	Covington County School District	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	3	—
Student/Teacher Ratio	11.5:1	16:1
Bachelor's Degree or Higher	12.0%	35.4%
High School Diploma or Higher	81.7%	91.1%

Weather & Climate

Collins sees average highs of 61.8°F in January and 94.1°F in July, with 58.1 inches of annual precipitation and 0.2 inches of snow per year.

Metric	Collins, MS
Average High — January	61.8°F
Average High — July	94.1°F
Annual Precipitation	58.1"
Annual Snowfall	0.2"

Demographics

Metric	Collins, MS	National Avg
Population	2,270	—
Median Age	53.6	38.9
Unemployment Rate	13.0%	3.7%
Avg Commute Time	26.2 min	26 min
White (non-Hispanic)	40.9%	59.3%
Black or African American	47.4%	13.6%
Hispanic or Latino	0.9%	18.9%
Asian	0.0%	6.3%
Under 18	19.0%	22.2%
65 and over	26.2%	16.8%

Nearby Cities

Seminary, MS 7 mi Mount Olive, MS 9 mi Bassfield, MS 15 mi Taylorsville, MS 15 mi Mize, MS 15 mi

ZIP Codes in Collins

Collins, MS is covered by 1 ZIP code:

39428

Collins vs Other Cities

Collins, MS vs Seminary, MS Collins, MS vs Mount Olive, MS Collins, MS vs Bassfield, MS Collins, MS vs Taylorsville, MS Collins, MS vs Mize, MS

Frequently Asked Questions

Is Collins, MS affordable or expensive?

Collins's cost of living index is 89, where 100 is the national average. That makes Collins roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $76,000 and median rent is $727/month.

What is the crime rate in Collins, MS?

Collins's violent crime rate is 537.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2688.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Collins?

Public schools in Collins are operated by Covington County School District. The district has 3 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 11.5:1. 12.0% of adults 25+ hold a bachelor's degree or higher.

Is Collins, MS a good place to live?

Collins, MS has a population of 2,270, a median household income of $31,435, and an unemployment rate of 13.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Collins?

Collins averages 61.8°F in January and 94.1°F in July. Annual rainfall is 58.1 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Collins?

Collins, MS is covered by 1 ZIP code: 39428.

What is the population of Collins?

The population of Collins, Mississippi is 2,270 with a median age of 53.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Collins?

Key numbers for living in Collins: cost of living index 89 (100 = US average), median home $76,000, median household income $31,435, crime index 136 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Collins side by side with your current city to see the trade-offs.