Is Algoma, MS a Good Place to Live?
Algoma is a small town of 834 in Mississippi, with a median household income of $63,889 and a 1.0% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.
Strengths: Algoma stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Algoma is right for you depends on your priorities — the full breakdown is below.
All Algoma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.6Algoma's overall cost of living index is 91.6, where 100 represents the US national average. Living in Algoma costs roughly 8% less than the average American city.
| Metric | Algoma, MS | National Avg |
|---|---|---|
| Median Home Value | $161,900 | $244,900 |
| Median Monthly Rent | $827 | $1,163 |
| Homeownership Rate | 81.8% | 65.9% |
| Median Household Income | $63,889 | $74,755 |
Crime & Safety
Very SafeAlgoma's violent crime rate is 236.2 per 100,000 residents — 38% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Algoma, MS | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 16.0% | 35.4% |
| High School Diploma or Higher | 79.0% | 91.1% |
Weather & Climate
Algoma sees average highs of 51.4°F in January and 89.5°F in July, with 60.8 inches of annual precipitation and 0.3 inches of snow per year.
| Metric | Algoma, MS |
|---|---|
| Average High — January | 51.4°F |
| Average High — July | 89.5°F |
| Annual Precipitation | 60.8" |
| Annual Snowfall | 0.3" |
Demographics
| Metric | Algoma, MS | National Avg |
|---|---|---|
| Population | 834 | — |
| Median Age | 39.8 | 38.9 |
| Unemployment Rate | 1.0% | 3.7% |
| Avg Commute Time | 25.1 min | 26 min |
| White (non-Hispanic) | 69.4% | 59.3% |
| Black or African American | 11.8% | 13.6% |
| Hispanic or Latino | 9.5% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 25.4% | 22.2% |
| 65 and over | 16.4% | 16.8% |