What are the schools like in Utica, MI?

Utica is served primarily by Utica Community Schools. The district operates 25 elementary schools, 6 middle schools, and 6 high schools with a student-to-teacher ratio of 17.9:1.

What is the median household income in Utica?

The median household income in Utica, MI is $52,247 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 4.2%.

What is the weather like in Utica, MI?

Utica has an average high temperature of 31.6°F in January and 82.2°F in July. Annual precipitation averages 34.0 inches and annual snowfall averages 32.2 inches.

Utica, MI Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Utica, MI affordable or expensive?

Utica's cost of living index is 98, where 100 represents the national average. This means Utica is 2% less expensive than the average US city. The median home value is $199,600 and the median rent is $944 per month.

Q: What is the crime rate in Utica, MI?

Utica has a violent crime rate of 314.3 incidents per 100,000 residents and a property crime rate of 2514.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Utica, MI a Good Place to Live?

Utica is a small town of 5,195 in Michigan, with a median household income of $52,247 and a 4.2% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Utica stands out for below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Utica is right for you depends on your priorities — the full breakdown is below.

All Utica city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.0

Utica's overall cost of living index is 98.0, where 100 represents the US national average. Living in Utica costs roughly 2% less than the average American city.

Metric	Utica, MI	National Avg
Median Home Value	$199,600	$244,900
Median Monthly Rent	$944	$1,163
Homeownership Rate	53.1%	65.9%
Median Household Income	$52,247	$74,755

Crime & Safety

Safer than Average

Utica's violent crime rate is 314.3 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.

Violent Crime

314.3 /100k

Property Crime

2514.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Utica is served primarily by Utica Community Schools. The student-to-teacher ratio is 17.9:1 (slightly above the national average of ~16:1).

Metric	Utica, MI	National Avg
School District	Utica Community Schools	—
Elementary Schools	25	—
Middle Schools	6	—
High Schools	6	—
Student/Teacher Ratio	17.9:1	16:1
Bachelor's Degree or Higher	27.6%	35.4%
High School Diploma or Higher	92.3%	91.1%

Weather & Climate

Utica sees average highs of 31.6°F in January and 82.2°F in July, with 34.0 inches of annual precipitation and 32.2 inches of snow per year.

Metric	Utica, MI
Average High — January	31.6°F
Average High — July	82.2°F
Annual Precipitation	34.0"
Annual Snowfall	32.2"

Demographics

Metric	Utica, MI	National Avg
Population	5,195	—
Median Age	44.6	38.9
Unemployment Rate	4.2%	3.7%
Avg Commute Time	24.3 min	26 min
White (non-Hispanic)	79.7%	59.3%
Black or African American	4.5%	13.6%
Hispanic or Latino	5.4%	18.9%
Asian	6.3%	6.3%
Under 18	14.9%	22.2%
65 and over	27.2%	16.8%

Nearby Cities

Sterling Heights, MI 3 mi Rochester, MI 6 mi Troy, MI 7 mi Rochester Hills, MI 7 mi Fraser, MI 7 mi

ZIP Codes in Utica

Utica, MI is covered by 2 ZIP codes:

48317 48315

Utica vs Other Cities

Utica, MI vs Sterling Heights, MI Utica, MI vs Rochester, MI Utica, MI vs Troy, MI Utica, MI vs Rochester Hills, MI Utica, MI vs Fraser, MI

Frequently Asked Questions

Is Utica, MI affordable or expensive?

Utica's cost of living index is 98, where 100 is the national average. That makes Utica roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $199,600 and median rent is $944/month.

What is the crime rate in Utica, MI?

Utica's violent crime rate is 314.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2514.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Utica?

Public schools in Utica are operated by Utica Community Schools. The district has 25 elementary, 6 middle, and 6 high schools. The student-to-teacher ratio is 17.9:1. 27.6% of adults 25+ hold a bachelor's degree or higher.

Is Utica, MI a good place to live?

Utica, MI has a population of 5,195, a median household income of $52,247, and an unemployment rate of 4.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Utica?

Utica averages 31.6°F in January and 82.2°F in July. Annual rainfall is 34.0 inches with about 32.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Utica?

Utica, MI is covered by 2 ZIP codes: 48317, 48315.

What is the population of Utica?

The population of Utica, Michigan is 5,195 with a median age of 44.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Utica?

Key numbers for living in Utica: cost of living index 98 (100 = US average), median home $199,600, median household income $52,247, crime index 98 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Utica side by side with your current city to see the trade-offs.