Median Income
$54,000
household / year
Median Home Value
$81,400
owner-occupied
Median Rent
$782
gross / month
Cost of Living
90
national avg = 100

Is Sterling, MI a Good Place to Live?

Sterling is a small town of 482 in Michigan, with a median household income of $54,000 and a 9.2% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Sterling stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Sterling is right for you depends on your priorities — the full breakdown is below.

All Sterling city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.9

Sterling's overall cost of living index is 89.9, where 100 represents the US national average. Living in Sterling costs roughly 10% less than the average American city.

Metric Sterling, MI National Avg
Median Home Value $81,400 $244,900
Median Monthly Rent $782 $1,163
Homeownership Rate 77.6% 65.9%
Median Household Income $54,000 $74,755

Crime & Safety

Very Safe

Sterling's violent crime rate is 208.3 per 100,000 residents — 45% lower than the national average of ~380 per 100,000.

Violent Crime
208.3 /100k
Property Crime
618.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Sterling is served primarily by Standish-Sterling Community Schools. The student-to-teacher ratio is 18.5:1 (slightly above the national average of ~16:1).

Metric Sterling, MI National Avg
School District Standish-Sterling Community Schools —
Elementary Schools 2 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 18.5:1 16:1
Bachelor's Degree or Higher 11.1% 35.4%
High School Diploma or Higher 89.8% 91.1%

Weather & Climate

Sterling sees average highs of 28.2°F in January and 80.1°F in July, with 30.7 inches of annual precipitation and 53.0 inches of snow per year.

MetricSterling, MI
Average High — January28.2°F
Average High — July80.1°F
Annual Precipitation30.7"
Annual Snowfall53.0"

Demographics

MetricSterling, MINational Avg
Population482—
Median Age41.838.9
Unemployment Rate9.2%3.7%
Avg Commute Time24.5 min26 min
White (non-Hispanic)95.2%59.3%
Black or African American1.0%13.6%
Hispanic or Latino1.5%18.9%
Asian0.0%6.3%
Under 1822.0%22.2%
65 and over17.0%16.8%

Nearby Cities

ZIP Codes in Sterling

Sterling, MI is covered by 1 ZIP code:

Sterling vs Other Cities

Frequently Asked Questions

Sterling's cost of living index is 90, where 100 is the national average. That makes Sterling roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $81,400 and median rent is $782/month.
Sterling's violent crime rate is 208.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 618.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Sterling are operated by Standish-Sterling Community Schools. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 18.5:1. 11.1% of adults 25+ hold a bachelor's degree or higher.
Sterling, MI has a population of 482, a median household income of $54,000, and an unemployment rate of 9.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Sterling averages 28.2°F in January and 80.1°F in July. Annual rainfall is 30.7 inches with about 53.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Sterling, MI is covered by 1 ZIP code: 48659.
The population of Sterling, Michigan is 482 with a median age of 41.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Sterling: cost of living index 90 (100 = US average), median home $81,400, median household income $54,000, crime index 45 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Sterling side by side with your current city to see the trade-offs.