Stephenson is a small town of 933 in Michigan, with a median household income of $52,740
and a 2.0% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Stephenson stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Stephenson is right for you depends on your priorities — the full breakdown is below.
All Stephenson city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.5
Stephenson's overall cost of living index is 89.5,
where 100 represents the US national average.
Living in Stephenson costs roughly 10% less than the average American city.
Metric
Stephenson, MI
National Avg
Median Home Value
$97,800
$244,900
Median Monthly Rent
$660
$1,163
Homeownership Rate
70.6%
65.9%
Median Household Income
$52,740
$74,755
Crime & Safety
Very Safe
Stephenson's violent crime rate is 149.3 per 100,000 residents
— 61% lower than the national average of ~380 per 100,000.
Violent Crime
149.3 /100k
Property Crime
346.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Stephenson is served primarily by Uplift Michigan Academy.
The student-to-teacher ratio is 17.4:1
(slightly above the national average of ~16:1).
Metric
Stephenson, MI
National Avg
School District
Uplift Michigan Academy
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
17.4:1
16:1
Bachelor's Degree or Higher
13.0%
35.4%
High School Diploma or Higher
89.8%
91.1%
Weather & Climate
Stephenson sees average highs of 27.1°F in January
and 81.2°F in July,
with 32.9 inches of annual precipitation
and 70.2 inches of snow per year.
Stephenson's cost of living index is 90, where 100 is the national average.
That makes Stephenson roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $97,800 and median rent is $660/month.
Stephenson's violent crime rate is 149.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 346.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Stephenson are operated by Uplift Michigan Academy.
The district has several elementary, several middle, and several high schools.
The student-to-teacher ratio is 17.4:1. 13.0% of adults 25+ hold a bachelor's degree or higher.
Stephenson, MI has a population of 933, a median household income of $52,740, and an unemployment rate of 2.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stephenson averages 27.1°F in January and 81.2°F in July. Annual rainfall is 32.9 inches
with about 70.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Stephenson, MI is covered by 1 ZIP code: 49887.
The population of Stephenson, Michigan is 933 with a median age of 37.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stephenson: cost of living index 90 (100 = US average), median home $97,800, median household income $52,740, crime index 30 (100 = US average, lower is safer), schools rated C-. Whether these are benefits or drawbacks depends on where you're coming from — compare Stephenson side by side with your current city to see the trade-offs.
