Median Income
$63,611
household / year
Median Home Value
$187,000
owner-occupied
Median Rent
$1,088
gross / month
Cost of Living
97
national avg = 100

Is Rapid City, MI a Good Place to Live?

Rapid City is a small town of 1,196 in Michigan, with a median household income of $63,611 and a 5.0% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Rapid City stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Rapid City is right for you depends on your priorities — the full breakdown is below.

All Rapid City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.7

Rapid City's overall cost of living index is 96.7, where 100 represents the US national average. Living in Rapid City costs roughly 3% less than the average American city.

Metric Rapid City, MI National Avg
Median Home Value $187,000 $244,900
Median Monthly Rent $1,088 $1,163
Homeownership Rate 90.2% 65.9%
Median Household Income $63,611 $74,755

Crime & Safety

Safer than Average

Rapid City's violent crime rate is 393.6 per 100,000 residents — 4% higher than the national average of ~380 per 100,000.

Violent Crime
393.6 /100k
Property Crime
853.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Rapid City is served primarily by Kalkaska Public Schools. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric Rapid City, MI National Avg
School District Kalkaska Public Schools
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 14.9:1 16:1
Bachelor's Degree or Higher 15.2% 35.4%
High School Diploma or Higher 94.8% 91.1%

Weather & Climate

Rapid City sees average highs of 25.5°F in January and 78.8°F in July, with 33.7 inches of annual precipitation and 132.1 inches of snow per year.

MetricRapid City, MI
Average High — January25.5°F
Average High — July78.8°F
Annual Precipitation33.7"
Annual Snowfall132.1"

Demographics

MetricRapid City, MINational Avg
Population1,196
Median Age54.638.9
Unemployment Rate5.0%3.7%
Avg Commute Time22.2 min26 min
White (non-Hispanic)96.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino1.3%18.9%
Asian0.0%6.3%
Under 1818.0%22.2%
65 and over30.5%16.8%

Nearby Cities

ZIP Codes in Rapid City

Rapid City, MI is covered by 1 ZIP code:

Rapid City vs Other Cities

Frequently Asked Questions

Rapid City's cost of living index is 97, where 100 is the national average. That makes Rapid City roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $187,000 and median rent is $1,088/month.
Rapid City's violent crime rate is 393.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 853.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Rapid City are operated by Kalkaska Public Schools. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.9:1. 15.2% of adults 25+ hold a bachelor's degree or higher.
Rapid City, MI has a population of 1,196, a median household income of $63,611, and an unemployment rate of 5.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Rapid City averages 25.5°F in January and 78.8°F in July. Annual rainfall is 33.7 inches with about 132.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Rapid City, MI is covered by 1 ZIP code: 49676.
The population of Rapid City, Michigan is 1,196 with a median age of 54.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Rapid City: cost of living index 97 (100 = US average), median home $187,000, median household income $63,611, crime index 78 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Rapid City side by side with your current city to see the trade-offs.