Median Income
$40,307
household / year
Median Home Value
$100,100
owner-occupied
Median Rent
$947
gross / month
Cost of Living
98
national avg = 100

Is Pontiac, MI a Good Place to Live?

Pontiac is a mid-sized city of 61,965 in Michigan, with a median household income of $40,307 and a 9.5% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Pontiac stands out for below-average home prices, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Pontiac is right for you depends on your priorities — the full breakdown is below.

All Pontiac city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.0

Pontiac's overall cost of living index is 98.0, where 100 represents the US national average. Living in Pontiac costs roughly 2% less than the average American city.

Metric Pontiac, MI National Avg
Median Home Value $100,100 $244,900
Median Monthly Rent $947 $1,163
Homeownership Rate 42.3% 65.9%
Median Household Income $40,307 $74,755

Crime & Safety

High Crime

Pontiac's violent crime rate is 984.7 per 100,000 residents — 159% higher than the national average of ~380 per 100,000.

Violent Crime
984.7 /100k
Property Crime
1641.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Pontiac is served primarily by Pontiac City School District. The student-to-teacher ratio is 16.0:1 .

Metric Pontiac, MI National Avg
School District Pontiac City School District —
Elementary Schools 5 —
Middle Schools 1 —
High Schools 3 —
Student/Teacher Ratio 16.0:1 16:1
Bachelor's Degree or Higher 16.1% 35.4%
High School Diploma or Higher 81.1% 91.1%

Weather & Climate

Pontiac sees average highs of 31.3°F in January and 82.3°F in July, with 33.9 inches of annual precipitation and 36.0 inches of snow per year.

MetricPontiac, MI
Average High — January31.3°F
Average High — July82.3°F
Annual Precipitation33.9"
Annual Snowfall36.0"

Demographics

MetricPontiac, MINational Avg
Population61,965—
Median Age33.838.9
Unemployment Rate9.5%3.7%
Avg Commute Time21.7 min26 min
White (non-Hispanic)30.6%59.3%
Black or African American49.0%13.6%
Hispanic or Latino12.2%18.9%
Asian4.0%6.3%
Under 1824.7%22.2%
65 and over12.4%16.8%

Nearby Cities

ZIP Codes in Pontiac

Pontiac, MI is covered by 4 ZIP codes:

Pontiac vs Other Cities

Frequently Asked Questions

Pontiac's cost of living index is 98, where 100 is the national average. That makes Pontiac roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $100,100 and median rent is $947/month.
Pontiac's violent crime rate is 984.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1641.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pontiac are operated by Pontiac City School District. The district has 5 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 16.0:1. 16.1% of adults 25+ hold a bachelor's degree or higher.
Pontiac, MI has a population of 61,965, a median household income of $40,307, and an unemployment rate of 9.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pontiac averages 31.3°F in January and 82.3°F in July. Annual rainfall is 33.9 inches with about 36.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Pontiac, MI is covered by 4 ZIP codes: 48340, 48341, 48342, 48302.
The population of Pontiac, Michigan is 61,965 with a median age of 33.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pontiac: cost of living index 98 (100 = US average), median home $100,100, median household income $40,307, crime index 187 (100 = US average, lower is safer), schools rated C-. Whether these are benefits or drawbacks depends on where you're coming from — compare Pontiac side by side with your current city to see the trade-offs.